Beach club
KAY Beach Club
The Country Club’s own beach club on the Caribbean, with a seafood and mixology menu. Owners get access as part of their amenities.
See more →View on Google Maps →
Cenotes, the Caribbean Sea, protected jungle, wellness rituals and a living Maya culture. All within a distance measured in minutes or in a one-day getaway.
The Country Club’s own beach club on the Caribbean, with a seafood and mixology menu. Owners get access as part of their amenities.
See more →View on Google Maps →The gated residential community where your villa sits, between Akumal and the Caribbean, ≈ 3 km from Akumal Beach. Owners get access to its amenities, from the PGA Riviera Maya golf course by Robert Trent Jones II to the Sports Club.
Rendering: Colegio Alemán / Google MapsA German school inside the Country Club.
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Photo: Nachetz Moyez / Google MapsJool Bolom (Argentine grill), LÙA at The Club (Mediterranean-Mexican), La Rústica (wood-fired pizza), O’TAN (plant-based), Mulligan’s Sports Bar and KAY Beach Club. Owners get 15% off at all the restaurants.
See more →View on Google Maps →
Photo: Hotelbeds / Google MapsThe Country Club is by Bahía Principe Residences. Owners get an owners-only day pass at the Bahía Principe hotels for USD 45, including a breakfast buffet, a lunch buffet, unlimited drinks and snacks.
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Photo: Laura Flores / Google MapsA Real Madrid academy inside the Country Club, alongside the Sports Club.
View on Google Maps →Living in the Riviera Maya means having crystal-clear water, ancestral wellbeing, living culture and one-of-a-kind experiences close at hand.
Cenotes, the Caribbean Sea, sea turtles, turquoise lagoons and the Sian Ka'an reserve.
❋Temazcal with Maya healers, jungle yoga, hydrotherapy and world-class spas.
△Maya cities, the peninsula’s traditional recipes, melipona honey, embroidery and living traditions.
✦Maya canals, spider monkeys, snorkeling with turtles, championship golf (from PGA Riviera Maya by Robert Trent Jones II, inside the Country Club, to Riviera Cancún) and getaways to Bacalar.
☾13 restaurants, from beach palapas to MICHELIN stars, plus beach clubs, bars & mezcalerías and night shows around the Country Club.
$Live better for less: a full month for a retired couple, all-in, from ~USD 1,886. That is 46–62% less than 12 major US cities and 22–35% less than 6 major Canadian cities. For a family of four, 53–75% less than the US and 25–47% less than Canada.
See the numbers →⌂Ownership backed by the Mexican Constitution and federal law through a bank trust (fideicomiso), certified by a notary and recorded in public registries. Residency is optional.
See more →☀A quiet, gated golf community with 24/7 security and CCTV, and private hospitals with 24-hour emergency care approx. 35–45 minutes away.
See more →Approximate road distances, using Akumal as the reference point. Each villa has its own location, so figures may vary.
≈ 0–35 km
Dos Ojos, Casa Cenote, Calavera, Gran Cenote and Zacil-Ha cenotes · Akumal Bay and Yal-Ku · temazcal and yoga · PGA Riviera Maya golf · Maya city above the sea
≈ 35–70 km
Sian Ka'an and the Muyil lagoons · Cobá · Mayakoba spas & golf · Playacar golf · Xpu-Ha
≈ 90–245 km
Punta Laguna · Nicklaus golf at Riviera Cancún · Valladolid, Ek Balam and Chichén Itzá · Bacalar · the Maya region (embroidery, hammocks, melipona honey)
Approximate prices in US dollars (USD), per person unless noted. Each operator sets its own rates and they may change: please confirm before your visit.
Nature & waterMinutes awayCrystal-clear water, freshwater turtles, wooden walkways and connected caverns.
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Nature & waterMinutes awayThree openings in the rock to jump into ≈15 m of deep water. For confident swimmers.
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Nature & waterMinutes awayAn open, shallow cenote like a natural jungle pool; ideal for children.
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Nature & waterMinutes awayA turquoise channel through mangroves flowing toward the sea; water at ≈25–28 °C.
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Nature & waterMinutes awayA cavern of ancient formations for guided snorkeling and certified diving.
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Nature & waterMinutes awayA protected bay to swim with sea turtles, with local guides and regulated snorkeling.
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Nature & waterMinutes away
Nature & waterHalf dayA calm white-sand beach with good snorkeling, north of Akumal on the Riviera Maya coast.
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Nature & waterHalf dayFreshwater lagoons at the gateway to Sian Ka'an, linked by ancient Maya routes.
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Nature & waterHalf day≈528,000 ha of jungle, wetlands and sea; a UNESCO World Heritage Site since 1987.
View on Google Maps →A purification ceremony led by Maya healers on new and full moons (≈2.5 h).
Daily hatha, vinyasa and more in jungle shalas; retreats and workshops.
Water circuits, sauna and steam; world-class spas in Mayakoba with shaman-led temazcal.
View on Google Maps →
Culture & traditional cuisineMinutes awayA walled Postclassic city (≈1250–1550 AD) with El Castillo perched on the cliff.
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Culture & traditional cuisineHalf day
Culture & traditional cuisineHalf day
Culture & traditional cuisineDay tripA UNESCO World Heritage Site since 1988; a journey to the heart of the Maya world.
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Culture & traditional cuisineDay trip
Culture & traditional cuisineMinutes awayCochinita pibil, panuchos, salbutes, relleno negro and lime soup.
Culture & traditional cuisineDay tripHoney from the native Xunán Kab bee, kept by Maya families, with a Geographical Indication.
Xocbichuy embroidery by artisans from Felipe Carrillo Puerto, recognized as cultural heritage.
View on Google Maps →In X-Pichil, family workshops weave hammocks and carve wood.
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Culture & traditional cuisineHalf dayThe Maya Day of the Dead: altars, candles and mucbipollo baked underground (late October–early November).
ExperiencesMinutes awayHead out early, swim with sea turtles and come back to your villa for breakfast.
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ExperiencesHalf dayCruise the lagoons by boat and float ≈950 m down an ancient canal with a 100% Maya cooperative; lunch included.
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Photo: Google Maps
ExperiencesDay tripMaya community reserve: spider monkeys, canoe, zipline, cenote rappel and a Maya ceremony.
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ExperiencesDay tripThe "Lagoon of Seven Colors": ≈42 km of blue-hued water, sailboats and living stromatolites.
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ExperiencesMinutes awayGolf · inside the Country Club · Robert Trent Jones II design
The home course: Maya jungle, lakes, cenotes and mangroves; the first PGA of America partner complex in Latin America and a PGA Tour Americas venue.
View on Google Maps →
Photo: Google Maps
ExperiencesHalf dayGolf · Playacar · Robert von Hagge design
The Riviera’s classic course (opened in 1994 as The Golf Club at Playacar), set among jungle and Maya ruins. The photo shows coatis on this very course.
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ExperiencesHalf dayGolf · Mayakoba · Greg Norman design
Jungle, mangroves, canals and two holes on the Caribbean, with a cenote in the first fairway. It hosted 16 PGA TOUR events (through 2022), LIV Golf and the LPGA Tour in 2025.
View on Google Maps →
Photo: Google Maps
ExperiencesDay tripGolf · Cancún · Jack Nicklaus Signature
The region’s Nicklaus option: dunes, mangroves, lakes and Caribbean views on a links-style course.
View on Google Maps →Six places to eat and drink without leaving the community, from the Argentine grill by the golf course to the beach club on the Caribbean. Approximate prices in USD; please confirm hours and reservations with each venue.
Photo: Nachetz Moyez / Google Maps
Inside the Country ClubArgentine grill · steakhouse
Charcoal-grilled cuts under a palapa next to the golf course, open to the public; live music on Thursday evenings.
View on Google Maps →Mediterranean-Mexican
New restaurant at The Club (soft opening since Aug 29, 2026). Open to members, their guests and day-pass holders.
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Photo: Felix M H / Google Maps
Inside the Country ClubWood-fired artisan pizzeria
Wood-fired pizzas beside the golf practice range in a family-friendly setting; open to the public.
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Photo: Sidonio Paredones / Google Maps
Inside the Country ClubPlant-based kitchen · café & cocktails
Breakfasts, brunch and plant-based dishes in the jungle, at the TAO wellness center.
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Photo: roberto rumbo / Google Maps
Inside the Country ClubClubhouse sports bar & café
In La Plaza, next to the golf pro shop: breakfasts, burgers, wings and pizzas, with a terrace and live sports on screen. Open to the public.
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Inside the Country ClubBeach club · seafood & mixology
The development’s beach club, open to the public: infinity pool, Balinese beds, a seafood menu and a bar facing the Caribbean.
View on Google Maps →Restaurants, beach clubs, bars & mezcalerías, and shows around the Country Club (for dining inside the community, see the section above): real, currently operating places, verified October 2026. Approximate prices in USD per person (average spend, minimum spend or ticket) and approximate road distances from Akumal. Please confirm hours, prices and reservations with each venue.
Photo: Google Maps
BeachfrontBeach bar & grill · seafood and Mexican
A palapa on the sand of Half Moon Bay, with swing seats at the bar and Caribbean views. Perfect after a snorkel.
Website ↗ View on Google Maps →
Photo: Google Maps
BeachfrontMexican & Yucatecan on the bay
An Akumal Bay classic at Hotel Akumal Caribe: breakfasts and dinners with dishes such as cochinita pibil.
Website ↗ View on Google Maps →
Photo: Google Maps
CasualCafé, bakery & regional plates
An all-day café and bakery steps from the beach; a favorite for breakfast and casual meals.
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Photo: Google Maps
Maya & YucatecanCochinita pibil tacos & tortas
A Yucatecan taquería famous for cochinita pibil, relleno negro and lechón. Opens early and closes when it sells out.
View on Google Maps →
Photo: Google Maps
Maya & YucatecanMICHELIN Bib Gourmand 2026Traditional Mexican cooking with Maya roots
A family home turned chef-led dining room: moles, recados and traditional techniques, with excellent value.
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Fine diningMICHELIN Recommended 2026Wood-fired Mexican
A candle-lit, open wood-fired kitchen in the jungle, with a menu that changes with the day’s produce.
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Photo: Google Maps
Fine diningMICHELIN Recommended 2026Contemporary Mexican fire cooking
Peninsula ingredients cooked over fire in an open-air dining room under the trees.
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Photo: Google Maps
Fine dining1 MICHELIN Star 2026Mexican haute cuisine · tasting menu
Chef Carlos Gaytán’s tasting menu at Hotel Xcaret México; adults only, prepaid, by reservation.
Website ↗ View on Google Maps →
Photo: Google Maps
Fine diningMICHELIN Bib Gourmand 2026Contemporary Mexican
By chef Xavier Pérez Stone: Mexican tradition with a creative eye and responsible fishing.
Website ↗ View on Google Maps →
Photo: Google Maps
Fine dining1 MICHELIN Star 2026Chef’s tasting menu
A chef’s tasting menu inside the Grand Velas Riviera Maya resort, one of the region’s MICHELIN-starred restaurants..
Website ↗ View on Google Maps →
Photo: Google Maps
Fine diningInternational & Mexican dining inside a cave
Dinner inside a lit natural cavern, with a seven-course tasting menu.
Website ↗ View on Google Maps →
Photo: Google Maps
Maya & YucatecanYucatecan & Mexican · mezcal bar
Ritual Mexican cooking and Yucatecan dishes, with one of the area’s most complete mezcal selections.
Website ↗ View on Google Maps →
CasualListed in the MICHELIN Guide 2025Taquería · tacos al pastor
A cult local taquería: al pastor from the spit, salsas and a local vibe.
View on Google Maps →
Photo: Google Maps
Beach ClubsFamily-friendly beach club
A laid-back beach club on Xpu-Ha bay, with loungers, a restaurant and calm water for swimming.
Website ↗ View on Google Maps →
Beach ClubsBeach club with DJ & pool
One of the Riviera Maya’s best-known beach clubs: ≈200 m of beach, a beachfront pool, an adults-only area and a DJ every day.
Website ↗ View on Google Maps →
Photo: Google Maps
Beach ClubsRelaxed beach club · à la carte
A family-friendly, mellow vibe with no minimum spend: you pay only for what you order.
Website ↗ View on Google Maps →
Beach ClubsUpscale beach club · Mediterranean
Beachfront loungers and Balinese beds, Mediterranean food and a festive vibe.
Website ↗ View on Google Maps →
Photo: Google Maps
Beach ClubsBeach club · French-Mediterranean
The festive Bagatelle vibe, with beachfront loungers and DJs.
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Photo: Google Maps
Bars & MezcaleríasMojito bar with fresh-pressed sugarcane
Mojitos made with freshly pressed sugarcane and live music most nights, no cover.
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Photo: Google Maps
Bars & MezcaleríasMezcalería · 400+ agave spirits
One of the area’s largest mezcal collections, with guided tastings and Mexican food.
Website ↗ View on Google Maps →
Photo: Google Maps
Bars & MezcaleríasJungle mezcal bar & restaurant
Mezcal cocktails under the trees, live music at sunset and the Friday “Jungle Fiesta”.
Website ↗ View on Google Maps →
Photo: Google Maps
Bars & MezcaleríasCraft cocktails · speakeasy
Riviera Maya’s first speakeasy: a front bar and a hidden back room for creative cocktails.
Website ↗ View on Google Maps →
Photo: Google Maps
Bars & MezcaleríasCuban bar · live son & salsa
Mojitos, guest-signed walls and live Cuban music; free salsa class on Tuesdays.
Website ↗ View on Google Maps →Beach bar · fire show
Tables on the sand, live music and a fire show every night around 11:30 pm.
View on Google Maps →
Shows & EntertainmentNight show · 300+ performers
A journey through Mexico’s history with the Maya ballgame, dances and music, at Xcaret Park’s Gran Tlachco theater.
Website ↗ View on Google Maps →
Photo: Google Maps
Shows & EntertainmentCirque du Soleil show · optional dinner
Acrobatics and theater in an intimate jungle venue (≈80 min).
Website ↗ View on Google Maps →
Photo: Google Maps
Shows & EntertainmentShow & nightclub · 18+ only
Acrobats, musical tributes, confetti and an open bar at the region’s most famous night show.
Website ↗ View on Google Maps →
Shows & EntertainmentNight adventure park
Ziplines, amphibious vehicles and underground rivers by night, with buffet dinner and drinks included.
Website ↗ View on Google Maps →Photo: Google Maps
Shows & EntertainmentDinner experience with performers & live music
Costumed performers move through the cavern during dinner; private experiences with sax or mariachi are available. No fixed show schedule.
Website ↗ View on Google Maps →Ideas for your first days as an owner or guest. Our concierge can arrange them for you.
A selection of what surrounds you. Approximate road distances from Akumal.
Water and calm for those who want the sea as a neighbor.
Jungle, culture and adventure to share with family or friends.
Distances are approximate and depend on each villa’s exact location. Ask your Aliada advisor about JOYN, our fractional ownership model.
Legal certainty · Ownership
Owning on the Mexican Caribbean coast follows a clear legal framework: the Constitution, the Foreign Investment Law, a Mexican bank as trustee and a notary who certifies every step.
Article 27 of the Mexican Constitution and the Foreign Investment Law set how foreigners own within 50 km of the coast: through a bank trust (fideicomiso) approved by the Ministry of Foreign Affairs (SRE). The bank holds title only on your instructions and cannot sell or mortgage the villa without you.
You hold all rights of use and benefit: live in it, remodel, rent it, sell it, or leave it to the heirs you name as substitute beneficiaries, without Mexican probate for the property. Term up to 50 years, renewable.
The notario público, a government-appointed lawyer, verifies the chain of title, permits, the condominium regime and HOA rules, obtains the lien-free certificate and no-debt letters, and collects the taxes. Your ownership is then recorded in the Public Registry of Property and the National Registry of Foreign Investment.
A finished villa typically closes in about 30–60 days after the offer; registration follows 1–6 months after signing.
Typical total at closing ≈ 6%–8% of price, including the 4% acquisition tax (ISAI) and the trust. The notary issues the exact closing statement.
You can own as a visitor: US and Canadian passports enter without a visa, up to 180 days per entry. Temporary or permanent residency is available if you plan longer stays, based on income, savings or a qualifying pension set in UMA (2026: MXN 117.31/day).
| Item | Amount (2026 estimate) |
|---|---|
| Acquisition tax (ISAI) | 4% of the highest of price, cadastral value or appraisal |
| Notary fees + registry + certificates | ≈ 1.5%–3% of price, plus VAT on fees |
| Appraisal | ≈ USD 300–1,500 |
| SRE permit (federal fee) | MXN 22,245 ≈ USD 1,212 |
| Trust setup (bank) | ≈ USD 500–1,000 |
| Typical total at closing | ≈ 6%–8% of price |
| Trust annual fee | ≈ USD 500–800 per year |
Estimates, not a quote; USD at 18.35 MXN. Information only; it is not legal, tax or immigration advice. We recommend independent legal and immigration advice.
Read the full guide →Calm living · Peace of mind
Quiet days between the golf course, the jungle and the Caribbean, inside a gated community between Akumal and the sea, with private healthcare a short drive away.
Guarded entrance, controlled access and 24/7 security. Security, lighting, CCTV, landscaping and garbage are included in the community fee (HOA).
Hospiten Riviera Maya and Hospital Costamed, both in Playa del Carmen with 24-hour emergency care, are approx. 35–45 minutes by car.
Your villa sits inside the Country Club, ≈ 3 km from Akumal Beach, with the PGA Riviera Maya course by Robert Trent Jones II, restaurants and the Sports Club within the community.
Cancún International (CUN), approx. 1 h 15 min–1 h 30 min, with nonstop flights from more than 40 U.S. airports. The new international airport to the south, approx. 1 h–1 h 15 min.
Have clients getting ready to retire? Refer them and earn a 6% referral commission.
Distances and drive times are approximate. Flight schedules change seasonally. Information only; it is not medical advice.
Book a video call →The money pillar · Real cost of living
Same villa lifestyle, same basket, line by line: property tax, insurance, HOA, help at home, school, cars. Country Club figures come from Aliada owners; US and Canadian figures from public 2024–2026 data (CAD converted at the Bank of Canada rate). Housing purchase excluded on both sides: you own the home.
all-in per month at the Country Club
46–62% saved vs USSavings vs 12 major US cities: $19,652–$37,168/yr
Vs 6 major Canadian cities: 22–35% saved · $6,373–$12,191/yr
all-in per month at the Country Club
53–75% saved vs USSavings vs 12 major US cities: $52,346–$138,577/yr
Vs 6 major Canadian cities: 25–47% saved · $15,390–$42,015/yr
Country Club predial: MXN 18,700/yr (≈ USD 1,019/yr, USD 85/mo). The same USD 591K home (close to the USD 599,150 price of a Villa Coatí) pays $2,600–$11,288 a year in the US cities below, at each county’s effective rate, and $1,988–$7,518 in the Canadian cities at 2026 municipal rates.
US policies for a USD 300–400K dwelling run $1,567–$15,360 a year (Miami tops the list); in Canada $783–$1,686. At the Country Club, owners typically don’t carry home insurance, so this cost doesn’t apply.
| City | Couple | Couple savings | Family of four | Family savings | Family, saved per year |
|---|---|---|---|---|---|
| Country Club, Riviera Maya | $1,886 | — | $3,876 | — | — |
| United States | |||||
| New York | $4,240 | −56% | $15,424 | −75% | $138,577 |
| Miami | $4,984 | −62% | $12,607 | −69% | $104,770 |
| San Francisco | $3,938 | −52% | $11,897 | −67% | $96,244 |
| Boston | $3,781 | −50% | $10,572 | −63% | $80,346 |
| Chicago | $4,285 | −56% | $10,406 | −63% | $78,355 |
| Los Angeles | $4,060 | −54% | $10,340 | −63% | $77,562 |
| Denver | $3,669 | −49% | $10,214 | −62% | $76,050 |
| Seattle | $3,858 | −51% | $9,875 | −61% | $71,991 |
| Dallas | $4,119 | −54% | $9,053 | −57% | $62,120 |
| Houston | $4,114 | −54% | $8,692 | −55% | $57,791 |
| Phoenix | $3,524 | −46% | $8,279 | −53% | $52,828 |
| Austin | $3,877 | −51% | $8,238 | −53% | $52,346 |
| Canada | |||||
| Toronto | $2,696 | −30% | $7,377 | −47% | $42,015 |
| Vancouver | $2,417 | −22% | $6,494 | −40% | $31,409 |
| Ottawa | $2,902 | −35% | $6,190 | −37% | $27,762 |
| Calgary | $2,616 | −28% | $5,936 | −35% | $24,714 |
| Montreal | $2,469 | −24% | $5,783 | −33% | $22,877 |
| Edmonton | $2,890 | −35% | $5,159 | −25% | $15,390 |
Country Club vs 12 US cities and 6 Canadian cities, USD per month. Swipe sideways on mobile.
| United States | Canada | ||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Country Club | New York | Miami | San Francisco | Boston | Chicago | Los Angeles | Denver | Seattle | Dallas | Houston | Phoenix | Austin | Toronto | Vancouver | Ottawa | Calgary | Montreal | Edmonton | |
| Property taxCountry Club: predial MXN 18,700/yr. US: county effective rate × USD 591K home. Canada: 2026 municipal residential rate (incl. education) × the same home (≈ CAD 831K). | $85 | $453 | $399 | $350 | $325 | $941 | $335 | $222 | $409 | $778 | $798 | $217 | $729 | $378 | $166 | $627 | $328 | $362 | $510 |
| Homeowners insuranceCountry Club: not typically used by owners. US: city average premium, USD 400K dwelling (Miami: 300K). Canada: city estimate, CAD 500K rebuild (Instasure, Oct 2026). | not typically used | $217 | $1,280 | $131 | $177 | $286 | $165 | $432 | $138 | $393 | $476 | $225 | $242 | $98 | $89 | $95 | $140 | $65 | $121 |
| HOA / community feeCountry Club fee MXN 2,700/mo incl. security, gardens, lighting, CCTV, garbage. US: single-family median (national). Canada: detached freehold homes usually pay no HOA; not compared. | $147 | $63 | $63 | $63 | $63 | $63 | $63 | $63 | $63 | $63 | $63 | $63 | $63 | not compared | not compared | not compared | not compared | not compared | not compared |
| Security & alarm monitoringCountry Club: included in the fee. US: professional alarm monitoring (national average). Canada: alarm monitoring ≈ CAD 35/mo (national). | included in fee | $25 | $25 | $25 | $25 | $25 | $25 | $25 | $25 | $25 | $25 | $25 | $25 | $25 | $25 | $25 | $25 | $25 | $25 |
| Electricity, water, gas & trashCountry Club villa with 10 kW solar: electricity ≈ $5, water ≤ $44, gas ≈ $36. US: Numbeo basic utilities, 915 sq ft apartment. Canada: Numbeo, same apartment basis. | $85 | $216 | $181 | $215 | $243 | $193 | $282 | $165 | $305 | $194 | $197 | $237 | $225 | $122 | $83 | $138 | $165 | $78 | $230 |
| Fiber internetFiber internet. Country Club: Telmex. US: Numbeo, 60 Mbps+. Canada: Numbeo. | $35 | $70 | $73 | $76 | $85 | $61 | $79 | $70 | $86 | $65 | $76 | $76 | $70 | $49 | $52 | $51 | $51 | $43 | $54 |
| 2 mobile lines2 lines, calls + 10 GB+. | $47 | $149 | $130 | $122 | $110 | $139 | $155 | $153 | $140 | $119 | $129 | $158 | $117 | $66 | $74 | $74 | $77 | $69 | $88 |
| GroceriesCountry Club: owner estimate (×1.6 for family). US: USDA Moderate-Cost plan (national). Canada: Canada’s Food Price Report 2026 (couple 51–70 / family of four). | $545 | $777 | $777 | $777 | $777 | $777 | $777 | $777 | $777 | $777 | $777 | $777 | $777 | $493 | $493 | $493 | $493 | $493 | $493 |
| Dining out (8 dinners for two)8 mid-range dinners for two per month. | $347 | $960 | $960 | $960 | $960 | $720 | $960 | $676 | $800 | $720 | $600 | $680 | $680 | $626 | $569 | $623 | $564 | $581 | $615 |
| Housekeeper, weeklyOne weekly visit. Country Club: MXN 3,500/mo. US: BLS mean wage × 4 h. Canada: Job Bank median wage × 4 h. | $191 | $392 | $270 | $415 | $348 | $322 | $350 | $316 | $357 | $253 | $251 | $298 | $264 | $237 | $270 | $244 | $229 | $247 | $214 |
| Garden + pool serviceGarden + pool incl. products, monthly. US: landscaping + pool service (national). Canada: 8-month lawn care + seasonal pool service, annualized (GTA prices). | $136 | $322 | $322 | $322 | $322 | $322 | $322 | $322 | $322 | $322 | $322 | $322 | $322 | $253 | $253 | $253 | $253 | $253 | $253 |
| Private school, 2 children (incl. enrollment here)2 children. Country Club: Colegio Alemán + enrollment. US: Numbeo international primary. Canada: Numbeo international primary. | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Sports academy, 2 childrenReal Madrid academy, 2 children. US: not compared. Canada: not compared. | — | not compared | not compared | not compared | not compared | not compared | not compared | not compared | not compared | not compared | not compared | not compared | not compared | not compared | not compared | not compared | not compared | not compared | not compared |
| Car insurance (1 car couple / 2 family)Full coverage; 1 car couple, 2 family. Canada: city average, 1 car (WealthNorth 2026, midpoint). | $64 | $425 | $342 | $253 | $178 | $252 | $309 | $289 | $217 | $259 | $261 | $266 | $218 | $160 | $130 | $101 | $110 | $50 | $116 |
| Gasoline (150 L)150 L per month at local pump price. | $203 | $171 | $162 | $230 | $168 | $184 | $238 | $158 | $219 | $150 | $140 | $182 | $146 | $189 | $213 | $180 | $180 | $202 | $171 |
| Total per month | $1,886 | $4,240 | $4,984 | $3,938 | $3,781 | $4,285 | $4,060 | $3,669 | $3,858 | $4,119 | $4,114 | $3,524 | $3,877 | $2,696 | $2,417 | $2,902 | $2,616 | $2,469 | $2,890 |
| Savings vs Country Club | — | −56% | −62% | −52% | −50% | −56% | −54% | −49% | −51% | −54% | −54% | −46% | −51% | −30% | −22% | −35% | −28% | −24% | −35% |
| United States | Canada | ||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Country Club | New York | Miami | San Francisco | Boston | Chicago | Los Angeles | Denver | Seattle | Dallas | Houston | Phoenix | Austin | Toronto | Vancouver | Ottawa | Calgary | Montreal | Edmonton | |
| Property taxCountry Club: predial MXN 18,700/yr. US: county effective rate × USD 591K home. Canada: 2026 municipal residential rate (incl. education) × the same home (≈ CAD 831K). | $85 | $453 | $399 | $350 | $325 | $941 | $335 | $222 | $409 | $778 | $798 | $217 | $729 | $378 | $166 | $627 | $328 | $362 | $510 |
| Homeowners insuranceCountry Club: not typically used by owners. US: city average premium, USD 400K dwelling (Miami: 300K). Canada: city estimate, CAD 500K rebuild (Instasure, Oct 2026). | not typically used | $217 | $1,280 | $131 | $177 | $286 | $165 | $432 | $138 | $393 | $476 | $225 | $242 | $98 | $89 | $95 | $140 | $65 | $121 |
| HOA / community feeCountry Club fee MXN 2,700/mo incl. security, gardens, lighting, CCTV, garbage. US: single-family median (national). Canada: detached freehold homes usually pay no HOA; not compared. | $147 | $63 | $63 | $63 | $63 | $63 | $63 | $63 | $63 | $63 | $63 | $63 | $63 | not compared | not compared | not compared | not compared | not compared | not compared |
| Security & alarm monitoringCountry Club: included in the fee. US: professional alarm monitoring (national average). Canada: alarm monitoring ≈ CAD 35/mo (national). | included in fee | $25 | $25 | $25 | $25 | $25 | $25 | $25 | $25 | $25 | $25 | $25 | $25 | $25 | $25 | $25 | $25 | $25 | $25 |
| Electricity, water, gas & trashCountry Club villa with 10 kW solar: electricity ≈ $5, water ≤ $44, gas ≈ $36. US: Numbeo basic utilities, 915 sq ft apartment. Canada: Numbeo, same apartment basis. | $85 | $216 | $181 | $215 | $243 | $193 | $282 | $165 | $305 | $194 | $197 | $237 | $225 | $122 | $83 | $138 | $165 | $78 | $230 |
| Fiber internetFiber internet. Country Club: Telmex. US: Numbeo, 60 Mbps+. Canada: Numbeo. | $35 | $70 | $73 | $76 | $85 | $61 | $79 | $70 | $86 | $65 | $76 | $76 | $70 | $49 | $52 | $51 | $51 | $43 | $54 |
| 2 mobile lines2 lines, calls + 10 GB+. | $47 | $149 | $130 | $122 | $110 | $139 | $155 | $153 | $140 | $119 | $129 | $158 | $117 | $66 | $74 | $74 | $77 | $69 | $88 |
| GroceriesCountry Club: owner estimate (×1.6 for family). US: USDA Moderate-Cost plan (national). Canada: Canada’s Food Price Report 2026 (couple 51–70 / family of four). | $872 | $1,388 | $1,388 | $1,388 | $1,388 | $1,388 | $1,388 | $1,388 | $1,388 | $1,388 | $1,388 | $1,388 | $1,388 | $1,042 | $1,042 | $1,042 | $1,042 | $1,042 | $1,042 |
| Dining out (8 dinners for two)8 mid-range dinners for two per month. | $347 | $960 | $960 | $960 | $960 | $720 | $960 | $676 | $800 | $720 | $600 | $680 | $680 | $626 | $569 | $623 | $564 | $581 | $615 |
| Housekeeper, weeklyOne weekly visit. Country Club: MXN 3,500/mo. US: BLS mean wage × 4 h. Canada: Job Bank median wage × 4 h. | $191 | $392 | $270 | $415 | $348 | $322 | $350 | $316 | $357 | $253 | $251 | $298 | $264 | $237 | $270 | $244 | $229 | $247 | $214 |
| Garden + pool serviceGarden + pool incl. products, monthly. US: landscaping + pool service (national). Canada: 8-month lawn care + seasonal pool service, annualized (GTA prices). | $136 | $322 | $322 | $322 | $322 | $322 | $322 | $322 | $322 | $322 | $322 | $322 | $322 | $253 | $253 | $253 | $253 | $253 | $253 |
| Private school, 2 children (incl. enrollment here)2 children. Country Club: Colegio Alemán + enrollment. US: Numbeo international primary. Canada: Numbeo international primary. | $1,381 | $10,147 | $6,669 | $7,094 | $6,001 | $5,256 | $5,359 | $5,644 | $5,188 | $4,063 | $3,706 | $3,877 | $3,532 | $3,973 | $3,397 | $2,638 | $2,662 | $2,715 | $1,605 |
| Sports academy, 2 childrenReal Madrid academy, 2 children. US: not compared. Canada: not compared. | $218 | not compared | not compared | not compared | not compared | not compared | not compared | not compared | not compared | not compared | not compared | not compared | not compared | not compared | not compared | not compared | not compared | not compared | not compared |
| Car insurance (1 car couple / 2 family)Full coverage; 1 car couple, 2 family. Canada: city average, 1 car (WealthNorth 2026, midpoint). | $129 | $850 | $685 | $506 | $357 | $505 | $618 | $579 | $434 | $518 | $522 | $532 | $436 | $320 | $261 | $202 | $219 | $101 | $231 |
| Gasoline (150 L)150 L per month at local pump price. | $203 | $171 | $162 | $230 | $168 | $184 | $238 | $158 | $219 | $150 | $140 | $182 | $146 | $189 | $213 | $180 | $180 | $202 | $171 |
| Total per month | $3,876 | $15,424 | $12,607 | $11,897 | $10,572 | $10,406 | $10,340 | $10,214 | $9,875 | $9,053 | $8,692 | $8,279 | $8,238 | $7,377 | $6,494 | $6,190 | $5,936 | $5,783 | $5,159 |
| Savings vs Country Club | — | −75% | −69% | −67% | −63% | −63% | −63% | −62% | −61% | −57% | −55% | −53% | −53% | −47% | −40% | −37% | −35% | −33% | −25% |
Tap a city to open its full breakdown (couple / family, USD per month).
| Category | Country Club Retired couple | New York Retired couple | Country Club Family of four | New York Family of four |
|---|---|---|---|---|
| Property tax | $85 | $453 | $85 | $453 |
| Homeowners insurance | Not typically used by owners | $217 | Not typically used by owners | $217 |
| HOA / community fee | $147 | $63 | $147 | $63 |
| Security & alarm monitoring | — | $25 | — | $25 |
| Electricity, water, gas & trash | $85 | $216 | $85 | $216 |
| Fiber internet | $35 | $70 | $35 | $70 |
| 2 mobile lines | $47 | $149 | $47 | $149 |
| Groceries | $545 | $777 | $872 | $1,388 |
| Dining out (8 dinners for two) | $347 | $960 | $347 | $960 |
| Housekeeper, weekly | $191 | $392 | $191 | $392 |
| Garden + pool service | $136 | $322 | $136 | $322 |
| Private school, 2 children (incl. enrollment here) | — | — | $1,381 | $10,147 |
| Sports academy, 2 children | — | not compared | $218 | not compared |
| Car insurance (1 car couple / 2 family) | $64 | $425 | $129 | $850 |
| Gasoline (150 L) | $203 | $171 | $203 | $171 |
| Total | $1,886 | $4,240 | $3,876 | $15,424 |
| Category | Country Club Retired couple | Miami Retired couple | Country Club Family of four | Miami Family of four |
|---|---|---|---|---|
| Property tax | $85 | $399 | $85 | $399 |
| Homeowners insurance | Not typically used by owners | $1,280 | Not typically used by owners | $1,280 |
| HOA / community fee | $147 | $63 | $147 | $63 |
| Security & alarm monitoring | — | $25 | — | $25 |
| Electricity, water, gas & trash | $85 | $181 | $85 | $181 |
| Fiber internet | $35 | $73 | $35 | $73 |
| 2 mobile lines | $47 | $130 | $47 | $130 |
| Groceries | $545 | $777 | $872 | $1,388 |
| Dining out (8 dinners for two) | $347 | $960 | $347 | $960 |
| Housekeeper, weekly | $191 | $270 | $191 | $270 |
| Garden + pool service | $136 | $322 | $136 | $322 |
| Private school, 2 children (incl. enrollment here) | — | — | $1,381 | $6,669 |
| Sports academy, 2 children | — | not compared | $218 | not compared |
| Car insurance (1 car couple / 2 family) | $64 | $342 | $129 | $685 |
| Gasoline (150 L) | $203 | $162 | $203 | $162 |
| Total | $1,886 | $4,984 | $3,876 | $12,607 |
| Category | Country Club Retired couple | San Francisco Retired couple | Country Club Family of four | San Francisco Family of four |
|---|---|---|---|---|
| Property tax | $85 | $350 | $85 | $350 |
| Homeowners insurance | Not typically used by owners | $131 | Not typically used by owners | $131 |
| HOA / community fee | $147 | $63 | $147 | $63 |
| Security & alarm monitoring | — | $25 | — | $25 |
| Electricity, water, gas & trash | $85 | $215 | $85 | $215 |
| Fiber internet | $35 | $76 | $35 | $76 |
| 2 mobile lines | $47 | $122 | $47 | $122 |
| Groceries | $545 | $777 | $872 | $1,388 |
| Dining out (8 dinners for two) | $347 | $960 | $347 | $960 |
| Housekeeper, weekly | $191 | $415 | $191 | $415 |
| Garden + pool service | $136 | $322 | $136 | $322 |
| Private school, 2 children (incl. enrollment here) | — | — | $1,381 | $7,094 |
| Sports academy, 2 children | — | not compared | $218 | not compared |
| Car insurance (1 car couple / 2 family) | $64 | $253 | $129 | $506 |
| Gasoline (150 L) | $203 | $230 | $203 | $230 |
| Total | $1,886 | $3,938 | $3,876 | $11,897 |
| Category | Country Club Retired couple | Boston Retired couple | Country Club Family of four | Boston Family of four |
|---|---|---|---|---|
| Property tax | $85 | $325 | $85 | $325 |
| Homeowners insurance | Not typically used by owners | $177 | Not typically used by owners | $177 |
| HOA / community fee | $147 | $63 | $147 | $63 |
| Security & alarm monitoring | — | $25 | — | $25 |
| Electricity, water, gas & trash | $85 | $243 | $85 | $243 |
| Fiber internet | $35 | $85 | $35 | $85 |
| 2 mobile lines | $47 | $110 | $47 | $110 |
| Groceries | $545 | $777 | $872 | $1,388 |
| Dining out (8 dinners for two) | $347 | $960 | $347 | $960 |
| Housekeeper, weekly | $191 | $348 | $191 | $348 |
| Garden + pool service | $136 | $322 | $136 | $322 |
| Private school, 2 children (incl. enrollment here) | — | — | $1,381 | $6,001 |
| Sports academy, 2 children | — | not compared | $218 | not compared |
| Car insurance (1 car couple / 2 family) | $64 | $178 | $129 | $357 |
| Gasoline (150 L) | $203 | $168 | $203 | $168 |
| Total | $1,886 | $3,781 | $3,876 | $10,572 |
| Category | Country Club Retired couple | Chicago Retired couple | Country Club Family of four | Chicago Family of four |
|---|---|---|---|---|
| Property tax | $85 | $941 | $85 | $941 |
| Homeowners insurance | Not typically used by owners | $286 | Not typically used by owners | $286 |
| HOA / community fee | $147 | $63 | $147 | $63 |
| Security & alarm monitoring | — | $25 | — | $25 |
| Electricity, water, gas & trash | $85 | $193 | $85 | $193 |
| Fiber internet | $35 | $61 | $35 | $61 |
| 2 mobile lines | $47 | $139 | $47 | $139 |
| Groceries | $545 | $777 | $872 | $1,388 |
| Dining out (8 dinners for two) | $347 | $720 | $347 | $720 |
| Housekeeper, weekly | $191 | $322 | $191 | $322 |
| Garden + pool service | $136 | $322 | $136 | $322 |
| Private school, 2 children (incl. enrollment here) | — | — | $1,381 | $5,256 |
| Sports academy, 2 children | — | not compared | $218 | not compared |
| Car insurance (1 car couple / 2 family) | $64 | $252 | $129 | $505 |
| Gasoline (150 L) | $203 | $184 | $203 | $184 |
| Total | $1,886 | $4,285 | $3,876 | $10,406 |
| Category | Country Club Retired couple | Los Angeles Retired couple | Country Club Family of four | Los Angeles Family of four |
|---|---|---|---|---|
| Property tax | $85 | $335 | $85 | $335 |
| Homeowners insurance | Not typically used by owners | $165 | Not typically used by owners | $165 |
| HOA / community fee | $147 | $63 | $147 | $63 |
| Security & alarm monitoring | — | $25 | — | $25 |
| Electricity, water, gas & trash | $85 | $282 | $85 | $282 |
| Fiber internet | $35 | $79 | $35 | $79 |
| 2 mobile lines | $47 | $155 | $47 | $155 |
| Groceries | $545 | $777 | $872 | $1,388 |
| Dining out (8 dinners for two) | $347 | $960 | $347 | $960 |
| Housekeeper, weekly | $191 | $350 | $191 | $350 |
| Garden + pool service | $136 | $322 | $136 | $322 |
| Private school, 2 children (incl. enrollment here) | — | — | $1,381 | $5,359 |
| Sports academy, 2 children | — | not compared | $218 | not compared |
| Car insurance (1 car couple / 2 family) | $64 | $309 | $129 | $618 |
| Gasoline (150 L) | $203 | $238 | $203 | $238 |
| Total | $1,886 | $4,060 | $3,876 | $10,340 |
| Category | Country Club Retired couple | Denver Retired couple | Country Club Family of four | Denver Family of four |
|---|---|---|---|---|
| Property tax | $85 | $222 | $85 | $222 |
| Homeowners insurance | Not typically used by owners | $432 | Not typically used by owners | $432 |
| HOA / community fee | $147 | $63 | $147 | $63 |
| Security & alarm monitoring | — | $25 | — | $25 |
| Electricity, water, gas & trash | $85 | $165 | $85 | $165 |
| Fiber internet | $35 | $70 | $35 | $70 |
| 2 mobile lines | $47 | $153 | $47 | $153 |
| Groceries | $545 | $777 | $872 | $1,388 |
| Dining out (8 dinners for two) | $347 | $676 | $347 | $676 |
| Housekeeper, weekly | $191 | $316 | $191 | $316 |
| Garden + pool service | $136 | $322 | $136 | $322 |
| Private school, 2 children (incl. enrollment here) | — | — | $1,381 | $5,644 |
| Sports academy, 2 children | — | not compared | $218 | not compared |
| Car insurance (1 car couple / 2 family) | $64 | $289 | $129 | $579 |
| Gasoline (150 L) | $203 | $158 | $203 | $158 |
| Total | $1,886 | $3,669 | $3,876 | $10,214 |
| Category | Country Club Retired couple | Seattle Retired couple | Country Club Family of four | Seattle Family of four |
|---|---|---|---|---|
| Property tax | $85 | $409 | $85 | $409 |
| Homeowners insurance | Not typically used by owners | $138 | Not typically used by owners | $138 |
| HOA / community fee | $147 | $63 | $147 | $63 |
| Security & alarm monitoring | — | $25 | — | $25 |
| Electricity, water, gas & trash | $85 | $305 | $85 | $305 |
| Fiber internet | $35 | $86 | $35 | $86 |
| 2 mobile lines | $47 | $140 | $47 | $140 |
| Groceries | $545 | $777 | $872 | $1,388 |
| Dining out (8 dinners for two) | $347 | $800 | $347 | $800 |
| Housekeeper, weekly | $191 | $357 | $191 | $357 |
| Garden + pool service | $136 | $322 | $136 | $322 |
| Private school, 2 children (incl. enrollment here) | — | — | $1,381 | $5,188 |
| Sports academy, 2 children | — | not compared | $218 | not compared |
| Car insurance (1 car couple / 2 family) | $64 | $217 | $129 | $434 |
| Gasoline (150 L) | $203 | $219 | $203 | $219 |
| Total | $1,886 | $3,858 | $3,876 | $9,875 |
| Category | Country Club Retired couple | Dallas Retired couple | Country Club Family of four | Dallas Family of four |
|---|---|---|---|---|
| Property tax | $85 | $778 | $85 | $778 |
| Homeowners insurance | Not typically used by owners | $393 | Not typically used by owners | $393 |
| HOA / community fee | $147 | $63 | $147 | $63 |
| Security & alarm monitoring | — | $25 | — | $25 |
| Electricity, water, gas & trash | $85 | $194 | $85 | $194 |
| Fiber internet | $35 | $65 | $35 | $65 |
| 2 mobile lines | $47 | $119 | $47 | $119 |
| Groceries | $545 | $777 | $872 | $1,388 |
| Dining out (8 dinners for two) | $347 | $720 | $347 | $720 |
| Housekeeper, weekly | $191 | $253 | $191 | $253 |
| Garden + pool service | $136 | $322 | $136 | $322 |
| Private school, 2 children (incl. enrollment here) | — | — | $1,381 | $4,063 |
| Sports academy, 2 children | — | not compared | $218 | not compared |
| Car insurance (1 car couple / 2 family) | $64 | $259 | $129 | $518 |
| Gasoline (150 L) | $203 | $150 | $203 | $150 |
| Total | $1,886 | $4,119 | $3,876 | $9,053 |
| Category | Country Club Retired couple | Houston Retired couple | Country Club Family of four | Houston Family of four |
|---|---|---|---|---|
| Property tax | $85 | $798 | $85 | $798 |
| Homeowners insurance | Not typically used by owners | $476 | Not typically used by owners | $476 |
| HOA / community fee | $147 | $63 | $147 | $63 |
| Security & alarm monitoring | — | $25 | — | $25 |
| Electricity, water, gas & trash | $85 | $197 | $85 | $197 |
| Fiber internet | $35 | $76 | $35 | $76 |
| 2 mobile lines | $47 | $129 | $47 | $129 |
| Groceries | $545 | $777 | $872 | $1,388 |
| Dining out (8 dinners for two) | $347 | $600 | $347 | $600 |
| Housekeeper, weekly | $191 | $251 | $191 | $251 |
| Garden + pool service | $136 | $322 | $136 | $322 |
| Private school, 2 children (incl. enrollment here) | — | — | $1,381 | $3,706 |
| Sports academy, 2 children | — | not compared | $218 | not compared |
| Car insurance (1 car couple / 2 family) | $64 | $261 | $129 | $522 |
| Gasoline (150 L) | $203 | $140 | $203 | $140 |
| Total | $1,886 | $4,114 | $3,876 | $8,692 |
| Category | Country Club Retired couple | Phoenix Retired couple | Country Club Family of four | Phoenix Family of four |
|---|---|---|---|---|
| Property tax | $85 | $217 | $85 | $217 |
| Homeowners insurance | Not typically used by owners | $225 | Not typically used by owners | $225 |
| HOA / community fee | $147 | $63 | $147 | $63 |
| Security & alarm monitoring | — | $25 | — | $25 |
| Electricity, water, gas & trash | $85 | $237 | $85 | $237 |
| Fiber internet | $35 | $76 | $35 | $76 |
| 2 mobile lines | $47 | $158 | $47 | $158 |
| Groceries | $545 | $777 | $872 | $1,388 |
| Dining out (8 dinners for two) | $347 | $680 | $347 | $680 |
| Housekeeper, weekly | $191 | $298 | $191 | $298 |
| Garden + pool service | $136 | $322 | $136 | $322 |
| Private school, 2 children (incl. enrollment here) | — | — | $1,381 | $3,877 |
| Sports academy, 2 children | — | not compared | $218 | not compared |
| Car insurance (1 car couple / 2 family) | $64 | $266 | $129 | $532 |
| Gasoline (150 L) | $203 | $182 | $203 | $182 |
| Total | $1,886 | $3,524 | $3,876 | $8,279 |
| Category | Country Club Retired couple | Austin Retired couple | Country Club Family of four | Austin Family of four |
|---|---|---|---|---|
| Property tax | $85 | $729 | $85 | $729 |
| Homeowners insurance | Not typically used by owners | $242 | Not typically used by owners | $242 |
| HOA / community fee | $147 | $63 | $147 | $63 |
| Security & alarm monitoring | — | $25 | — | $25 |
| Electricity, water, gas & trash | $85 | $225 | $85 | $225 |
| Fiber internet | $35 | $70 | $35 | $70 |
| 2 mobile lines | $47 | $117 | $47 | $117 |
| Groceries | $545 | $777 | $872 | $1,388 |
| Dining out (8 dinners for two) | $347 | $680 | $347 | $680 |
| Housekeeper, weekly | $191 | $264 | $191 | $264 |
| Garden + pool service | $136 | $322 | $136 | $322 |
| Private school, 2 children (incl. enrollment here) | — | — | $1,381 | $3,532 |
| Sports academy, 2 children | — | not compared | $218 | not compared |
| Car insurance (1 car couple / 2 family) | $64 | $218 | $129 | $436 |
| Gasoline (150 L) | $203 | $146 | $203 | $146 |
| Total | $1,886 | $3,877 | $3,876 | $8,238 |
| Category | Country Club Retired couple | Toronto Retired couple | Country Club Family of four | Toronto Family of four |
|---|---|---|---|---|
| Property tax | $85 | $378 | $85 | $378 |
| Homeowners insurance | Not typically used by owners | $98 | Not typically used by owners | $98 |
| HOA / community fee | $147 | not compared | $147 | not compared |
| Security & alarm monitoring | — | $25 | — | $25 |
| Electricity, water, gas & trash | $85 | $122 | $85 | $122 |
| Fiber internet | $35 | $49 | $35 | $49 |
| 2 mobile lines | $47 | $66 | $47 | $66 |
| Groceries | $545 | $493 | $872 | $1,042 |
| Dining out (8 dinners for two) | $347 | $626 | $347 | $626 |
| Housekeeper, weekly | $191 | $237 | $191 | $237 |
| Garden + pool service | $136 | $253 | $136 | $253 |
| Private school, 2 children (incl. enrollment here) | — | — | $1,381 | $3,973 |
| Sports academy, 2 children | — | not compared | $218 | not compared |
| Car insurance (1 car couple / 2 family) | $64 | $160 | $129 | $320 |
| Gasoline (150 L) | $203 | $189 | $203 | $189 |
| Total | $1,886 | $2,696 | $3,876 | $7,377 |
| Category | Country Club Retired couple | Vancouver Retired couple | Country Club Family of four | Vancouver Family of four |
|---|---|---|---|---|
| Property tax | $85 | $166 | $85 | $166 |
| Homeowners insurance | Not typically used by owners | $89 | Not typically used by owners | $89 |
| HOA / community fee | $147 | not compared | $147 | not compared |
| Security & alarm monitoring | — | $25 | — | $25 |
| Electricity, water, gas & trash | $85 | $83 | $85 | $83 |
| Fiber internet | $35 | $52 | $35 | $52 |
| 2 mobile lines | $47 | $74 | $47 | $74 |
| Groceries | $545 | $493 | $872 | $1,042 |
| Dining out (8 dinners for two) | $347 | $569 | $347 | $569 |
| Housekeeper, weekly | $191 | $270 | $191 | $270 |
| Garden + pool service | $136 | $253 | $136 | $253 |
| Private school, 2 children (incl. enrollment here) | — | — | $1,381 | $3,397 |
| Sports academy, 2 children | — | not compared | $218 | not compared |
| Car insurance (1 car couple / 2 family) | $64 | $130 | $129 | $261 |
| Gasoline (150 L) | $203 | $213 | $203 | $213 |
| Total | $1,886 | $2,417 | $3,876 | $6,494 |
| Category | Country Club Retired couple | Ottawa Retired couple | Country Club Family of four | Ottawa Family of four |
|---|---|---|---|---|
| Property tax | $85 | $627 | $85 | $627 |
| Homeowners insurance | Not typically used by owners | $95 | Not typically used by owners | $95 |
| HOA / community fee | $147 | not compared | $147 | not compared |
| Security & alarm monitoring | — | $25 | — | $25 |
| Electricity, water, gas & trash | $85 | $138 | $85 | $138 |
| Fiber internet | $35 | $51 | $35 | $51 |
| 2 mobile lines | $47 | $74 | $47 | $74 |
| Groceries | $545 | $493 | $872 | $1,042 |
| Dining out (8 dinners for two) | $347 | $623 | $347 | $623 |
| Housekeeper, weekly | $191 | $244 | $191 | $244 |
| Garden + pool service | $136 | $253 | $136 | $253 |
| Private school, 2 children (incl. enrollment here) | — | — | $1,381 | $2,638 |
| Sports academy, 2 children | — | not compared | $218 | not compared |
| Car insurance (1 car couple / 2 family) | $64 | $101 | $129 | $202 |
| Gasoline (150 L) | $203 | $180 | $203 | $180 |
| Total | $1,886 | $2,902 | $3,876 | $6,190 |
| Category | Country Club Retired couple | Calgary Retired couple | Country Club Family of four | Calgary Family of four |
|---|---|---|---|---|
| Property tax | $85 | $328 | $85 | $328 |
| Homeowners insurance | Not typically used by owners | $140 | Not typically used by owners | $140 |
| HOA / community fee | $147 | not compared | $147 | not compared |
| Security & alarm monitoring | — | $25 | — | $25 |
| Electricity, water, gas & trash | $85 | $165 | $85 | $165 |
| Fiber internet | $35 | $51 | $35 | $51 |
| 2 mobile lines | $47 | $77 | $47 | $77 |
| Groceries | $545 | $493 | $872 | $1,042 |
| Dining out (8 dinners for two) | $347 | $564 | $347 | $564 |
| Housekeeper, weekly | $191 | $229 | $191 | $229 |
| Garden + pool service | $136 | $253 | $136 | $253 |
| Private school, 2 children (incl. enrollment here) | — | — | $1,381 | $2,662 |
| Sports academy, 2 children | — | not compared | $218 | not compared |
| Car insurance (1 car couple / 2 family) | $64 | $110 | $129 | $219 |
| Gasoline (150 L) | $203 | $180 | $203 | $180 |
| Total | $1,886 | $2,616 | $3,876 | $5,936 |
| Category | Country Club Retired couple | Montreal Retired couple | Country Club Family of four | Montreal Family of four |
|---|---|---|---|---|
| Property tax | $85 | $362 | $85 | $362 |
| Homeowners insurance | Not typically used by owners | $65 | Not typically used by owners | $65 |
| HOA / community fee | $147 | not compared | $147 | not compared |
| Security & alarm monitoring | — | $25 | — | $25 |
| Electricity, water, gas & trash | $85 | $78 | $85 | $78 |
| Fiber internet | $35 | $43 | $35 | $43 |
| 2 mobile lines | $47 | $69 | $47 | $69 |
| Groceries | $545 | $493 | $872 | $1,042 |
| Dining out (8 dinners for two) | $347 | $581 | $347 | $581 |
| Housekeeper, weekly | $191 | $247 | $191 | $247 |
| Garden + pool service | $136 | $253 | $136 | $253 |
| Private school, 2 children (incl. enrollment here) | — | — | $1,381 | $2,715 |
| Sports academy, 2 children | — | not compared | $218 | not compared |
| Car insurance (1 car couple / 2 family) | $64 | $50 | $129 | $101 |
| Gasoline (150 L) | $203 | $202 | $203 | $202 |
| Total | $1,886 | $2,469 | $3,876 | $5,783 |
| Category | Country Club Retired couple | Edmonton Retired couple | Country Club Family of four | Edmonton Family of four |
|---|---|---|---|---|
| Property tax | $85 | $510 | $85 | $510 |
| Homeowners insurance | Not typically used by owners | $121 | Not typically used by owners | $121 |
| HOA / community fee | $147 | not compared | $147 | not compared |
| Security & alarm monitoring | — | $25 | — | $25 |
| Electricity, water, gas & trash | $85 | $230 | $85 | $230 |
| Fiber internet | $35 | $54 | $35 | $54 |
| 2 mobile lines | $47 | $88 | $47 | $88 |
| Groceries | $545 | $493 | $872 | $1,042 |
| Dining out (8 dinners for two) | $347 | $615 | $347 | $615 |
| Housekeeper, weekly | $191 | $214 | $191 | $214 |
| Garden + pool service | $136 | $253 | $136 | $253 |
| Private school, 2 children (incl. enrollment here) | — | — | $1,381 | $1,605 |
| Sports academy, 2 children | — | not compared | $218 | not compared |
| Car insurance (1 car couple / 2 family) | $64 | $116 | $129 | $231 |
| Gasoline (150 L) | $203 | $171 | $203 | $171 |
| Total | $1,886 | $2,890 | $3,876 | $5,159 |
How we compare: USD at 18.35 MXN. Estimates, not a quote. Same basket on both sides; any category without a sourced figure on one side shows “not compared” and adds 0 there (this only favors the US side). Country Club column uses the upper ‘Comfort’ figures; with solar (one-time ≈ USD 9,810). US housekeeper = BLS mean hourly wage × 4 h × 52 weeks ÷ 12. US groceries = USDA Moderate-Cost plan (national average). US utilities = Numbeo basic utilities for a 915 sq ft apartment (a villa uses more). Not included: US school enrollment fees, US sports academies. Canada: CAD → USD at 1.4057 CAD per USD (Bank of Canada daily average, Oct 21 2026); same USD 591K home (≈ CAD 831K). Canadian HOA is not compared (detached freehold homes usually have none). Savings shown as “+X%” mean that city costs less than the Country Club.
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Cenotes, the Caribbean Sea, protected jungle, wellness rituals and a living Maya culture. All within a distance measured in minutes or in a one-day getaway.
The Country Club’s own beach club on the Caribbean, with a seafood and mixology menu. Owners get access as part of their amenities.
See more →View on Google Maps →The gated residential community where your villa sits, between Akumal and the Caribbean, ≈ 3 km from Akumal Beach. Owners get access to its amenities, from the PGA Riviera Maya golf course by Robert Trent Jones II to the Sports Club.
Rendering: Colegio Alemán / Google MapsA German school inside the Country Club.
View on Google Maps →Photo: Nachetz Moyez / Google MapsJool Bolom (Argentine grill), LÙA at The Club (Mediterranean-Mexican), La Rústica (wood-fired pizza), O’TAN (plant-based), Mulligan’s Sports Bar and KAY Beach Club. Owners get 15% off at all the restaurants.
See more →View on Google Maps →Photo: Hotelbeds / Google MapsThe Country Club is by Bahía Principe Residences. Owners get an owners-only day pass at the Bahía Principe hotels for USD 45, including a breakfast buffet, a lunch buffet, unlimited drinks and snacks.
View on Google Maps →Photo: Laura Flores / Google MapsA Real Madrid academy inside the Country Club, alongside the Sports Club.
View on Google Maps →Living in the Riviera Maya means having crystal-clear water, ancestral wellbeing, living culture and one-of-a-kind experiences close at hand.
Cenotes, the Caribbean Sea, sea turtles, turquoise lagoons and the Sian Ka'an reserve.
❋Temazcal with Maya healers, jungle yoga, hydrotherapy and world-class spas.
△Maya cities, the peninsula’s traditional recipes, melipona honey, embroidery and living traditions.
✦Maya canals, spider monkeys, snorkeling with turtles, championship golf (from PGA Riviera Maya by Robert Trent Jones II, inside the Country Club, to Riviera Cancún) and getaways to Bacalar.
☾13 restaurants, from beach palapas to MICHELIN stars, plus beach clubs, bars & mezcalerías and night shows around the Country Club.
$Live better for less: a full month for a retired couple, all-in, from ~USD 1,886. That is 46–62% less than 12 major US cities and 22–35% less than 6 major Canadian cities. For a family of four, 53–75% less than the US and 25–47% less than Canada.
See the numbers →⌂How the bank trust (fideicomiso) works, purchase steps and costs, and how long you can stay: tourist, temporary or permanent residency.
Read the guide →☀A quiet, gated golf community with 24/7 security and CCTV, and private hospitals with 24-hour emergency care approx. 35–45 minutes away.
See more →Approximate road distances, using Akumal as the reference point. Each villa has its own location, so figures may vary.
≈ 0–35 km
Dos Ojos, Casa Cenote, Calavera, Gran Cenote and Zacil-Ha cenotes · Akumal Bay and Yal-Ku · temazcal and yoga · PGA Riviera Maya golf · Maya city above the sea
≈ 35–70 km
Sian Ka'an and the Muyil lagoons · Cobá · Mayakoba spas & golf · Playacar golf · Xpu-Ha
≈ 90–245 km
Punta Laguna · Nicklaus golf at Riviera Cancún · Valladolid, Ek Balam and Chichén Itzá · Bacalar · the Maya region (embroidery, hammocks, melipona honey)
Approximate prices in US dollars (USD), per person unless noted. Each operator sets its own rates and they may change: please confirm before your visit.
Nature & waterMinutes awayCrystal-clear water, freshwater turtles, wooden walkways and connected caverns.
View on Google Maps →
Nature & waterMinutes awayThree openings in the rock to jump into ≈15 m of deep water. For confident swimmers.
View on Google Maps →
Nature & waterMinutes awayAn open, shallow cenote like a natural jungle pool; ideal for children.
View on Google Maps →
Nature & waterMinutes awayA turquoise channel through mangroves flowing toward the sea; water at ≈25–28 °C.
View on Google Maps →
Nature & waterMinutes awayA cavern of ancient formations for guided snorkeling and certified diving.
View on Google Maps →
Nature & waterMinutes awayA protected bay to swim with sea turtles, with local guides and regulated snorkeling.
View on Google Maps →
Nature & waterMinutes away
Nature & waterHalf dayA calm white-sand beach with good snorkeling, north of Akumal on the Riviera Maya coast.
View on Google Maps →
Nature & waterHalf dayFreshwater lagoons at the gateway to Sian Ka'an, linked by ancient Maya routes.
View on Google Maps →
Nature & waterHalf day≈528,000 ha of jungle, wetlands and sea; a UNESCO World Heritage Site since 1987.
View on Google Maps →A purification ceremony led by Maya healers on new and full moons (≈2.5 h).
Daily hatha, vinyasa and more in jungle shalas; retreats and workshops.
Water circuits, sauna and steam; world-class spas in Mayakoba with shaman-led temazcal.
View on Google Maps →
Culture & traditional cuisineMinutes awayA walled Postclassic city (≈1250–1550 AD) with El Castillo perched on the cliff.
View on Google Maps →
Culture & traditional cuisineHalf day
Culture & traditional cuisineHalf day
Culture & traditional cuisineDay tripA UNESCO World Heritage Site since 1988; a journey to the heart of the Maya world.
View on Google Maps →
Culture & traditional cuisineDay trip
Culture & traditional cuisineMinutes awayCochinita pibil, panuchos, salbutes, relleno negro and lime soup.
Culture & traditional cuisineDay tripHoney from the native Xunán Kab bee, kept by Maya families, with a Geographical Indication.
Xocbichuy embroidery by artisans from Felipe Carrillo Puerto, recognized as cultural heritage.
View on Google Maps →In X-Pichil, family workshops weave hammocks and carve wood.
View on Google Maps →
Culture & traditional cuisineHalf dayThe Maya Day of the Dead: altars, candles and mucbipollo baked underground (late October–early November).
ExperiencesMinutes awayHead out early, swim with sea turtles and come back to your villa for breakfast.
View on Google Maps →
ExperiencesHalf dayCruise the lagoons by boat and float ≈950 m down an ancient canal with a 100% Maya cooperative; lunch included.
View on Google Maps →Photo: Google Maps
ExperiencesDay tripMaya community reserve: spider monkeys, canoe, zipline, cenote rappel and a Maya ceremony.
View on Google Maps →
ExperiencesDay tripThe "Lagoon of Seven Colors": ≈42 km of blue-hued water, sailboats and living stromatolites.
View on Google Maps →
ExperiencesMinutes awayGolf · inside the Country Club · Robert Trent Jones II design
The home course: Maya jungle, lakes, cenotes and mangroves; the first PGA of America partner complex in Latin America and a PGA Tour Americas venue.
View on Google Maps →Photo: Google Maps
ExperiencesHalf dayGolf · Playacar · Robert von Hagge design
The Riviera’s classic course (opened in 1994 as The Golf Club at Playacar), set among jungle and Maya ruins. The photo shows coatis on this very course.
View on Google Maps →
ExperiencesHalf dayGolf · Mayakoba · Greg Norman design
Jungle, mangroves, canals and two holes on the Caribbean, with a cenote in the first fairway. It hosted 16 PGA TOUR events (through 2022), LIV Golf and the LPGA Tour in 2025.
View on Google Maps →Photo: Google Maps
ExperiencesDay tripGolf · Cancún · Jack Nicklaus Signature
The region’s Nicklaus option: dunes, mangroves, lakes and Caribbean views on a links-style course.
View on Google Maps →Six places to eat and drink without leaving the community, from the Argentine grill by the golf course to the beach club on the Caribbean. Approximate prices in USD; please confirm hours and reservations with each venue.
Photo: Nachetz Moyez / Google Maps
Inside the Country ClubArgentine grill · steakhouse
Charcoal-grilled cuts under a palapa next to the golf course, open to the public; live music on Thursday evenings.
View on Google Maps →Mediterranean-Mexican
New restaurant at The Club (soft opening since Aug 29, 2026). Open to members, their guests and day-pass holders.
View on Google Maps →Photo: Felix M H / Google Maps
Inside the Country ClubWood-fired artisan pizzeria
Wood-fired pizzas beside the golf practice range in a family-friendly setting; open to the public.
View on Google Maps →Photo: Sidonio Paredones / Google Maps
Inside the Country ClubPlant-based kitchen · café & cocktails
Breakfasts, brunch and plant-based dishes in the jungle, at the TAO wellness center.
View on Google Maps →Photo: roberto rumbo / Google Maps
Inside the Country ClubClubhouse sports bar & café
In La Plaza, next to the golf pro shop: breakfasts, burgers, wings and pizzas, with a terrace and live sports on screen. Open to the public.
View on Google Maps →
Inside the Country ClubBeach club · seafood & mixology
The development’s beach club, open to the public: infinity pool, Balinese beds, a seafood menu and a bar facing the Caribbean.
View on Google Maps →Restaurants, beach clubs, bars & mezcalerías, and shows around the Country Club (for dining inside the community, see the section above): real, currently operating places, verified October 2026. Approximate prices in USD per person (average spend, minimum spend or ticket) and approximate road distances from Akumal. Please confirm hours, prices and reservations with each venue.
Photo: Google Maps
BeachfrontBeach bar & grill · seafood and Mexican
A palapa on the sand of Half Moon Bay, with swing seats at the bar and Caribbean views. Perfect after a snorkel.
Website ↗ View on Google Maps →Photo: Google Maps
BeachfrontMexican & Yucatecan on the bay
An Akumal Bay classic at Hotel Akumal Caribe: breakfasts and dinners with dishes such as cochinita pibil.
Website ↗ View on Google Maps →Photo: Google Maps
CasualCafé, bakery & regional plates
An all-day café and bakery steps from the beach; a favorite for breakfast and casual meals.
View on Google Maps →Photo: Google Maps
Maya & YucatecanCochinita pibil tacos & tortas
A Yucatecan taquería famous for cochinita pibil, relleno negro and lechón. Opens early and closes when it sells out.
View on Google Maps →Photo: Google Maps
Maya & YucatecanMICHELIN Bib Gourmand 2026Traditional Mexican cooking with Maya roots
A family home turned chef-led dining room: moles, recados and traditional techniques, with excellent value.
View on Google Maps →
Fine diningMICHELIN Recommended 2026Wood-fired Mexican
A candle-lit, open wood-fired kitchen in the jungle, with a menu that changes with the day’s produce.
View on Google Maps →Photo: Google Maps
Fine diningMICHELIN Recommended 2026Contemporary Mexican fire cooking
Peninsula ingredients cooked over fire in an open-air dining room under the trees.
View on Google Maps →Photo: Google Maps
Fine dining1 MICHELIN Star 2026Mexican haute cuisine · tasting menu
Chef Carlos Gaytán’s tasting menu at Hotel Xcaret México; adults only, prepaid, by reservation.
Website ↗ View on Google Maps →Photo: Google Maps
Fine diningMICHELIN Bib Gourmand 2026Contemporary Mexican
By chef Xavier Pérez Stone: Mexican tradition with a creative eye and responsible fishing.
Website ↗ View on Google Maps →Photo: Google Maps
Fine dining1 MICHELIN Star 2026Chef’s tasting menu
A chef’s tasting menu inside the Grand Velas Riviera Maya resort, one of the region’s MICHELIN-starred restaurants..
Website ↗ View on Google Maps →Photo: Google Maps
Fine diningInternational & Mexican dining inside a cave
Dinner inside a lit natural cavern, with a seven-course tasting menu.
Website ↗ View on Google Maps →Photo: Google Maps
Maya & YucatecanYucatecan & Mexican · mezcal bar
Ritual Mexican cooking and Yucatecan dishes, with one of the area’s most complete mezcal selections.
Website ↗ View on Google Maps →
CasualListed in the MICHELIN Guide 2025Taquería · tacos al pastor
A cult local taquería: al pastor from the spit, salsas and a local vibe.
View on Google Maps →Photo: Google Maps
Beach ClubsFamily-friendly beach club
A laid-back beach club on Xpu-Ha bay, with loungers, a restaurant and calm water for swimming.
Website ↗ View on Google Maps →
Beach ClubsBeach club with DJ & pool
One of the Riviera Maya’s best-known beach clubs: ≈200 m of beach, a beachfront pool, an adults-only area and a DJ every day.
Website ↗ View on Google Maps →Photo: Google Maps
Beach ClubsRelaxed beach club · à la carte
A family-friendly, mellow vibe with no minimum spend: you pay only for what you order.
Website ↗ View on Google Maps →
Beach ClubsUpscale beach club · Mediterranean
Beachfront loungers and Balinese beds, Mediterranean food and a festive vibe.
Website ↗ View on Google Maps →Photo: Google Maps
Beach ClubsBeach club · French-Mediterranean
The festive Bagatelle vibe, with beachfront loungers and DJs.
View on Google Maps →Photo: Google Maps
Bars & MezcaleríasMojito bar with fresh-pressed sugarcane
Mojitos made with freshly pressed sugarcane and live music most nights, no cover.
View on Google Maps →Photo: Google Maps
Bars & MezcaleríasMezcalería · 400+ agave spirits
One of the area’s largest mezcal collections, with guided tastings and Mexican food.
Website ↗ View on Google Maps →Photo: Google Maps
Bars & MezcaleríasJungle mezcal bar & restaurant
Mezcal cocktails under the trees, live music at sunset and the Friday “Jungle Fiesta”.
Website ↗ View on Google Maps →Photo: Google Maps
Bars & MezcaleríasCraft cocktails · speakeasy
Riviera Maya’s first speakeasy: a front bar and a hidden back room for creative cocktails.
Website ↗ View on Google Maps →Photo: Google Maps
Bars & MezcaleríasCuban bar · live son & salsa
Mojitos, guest-signed walls and live Cuban music; free salsa class on Tuesdays.
Website ↗ View on Google Maps →Beach bar · fire show
Tables on the sand, live music and a fire show every night around 11:30 pm.
View on Google Maps →
Shows & EntertainmentNight show · 300+ performers
A journey through Mexico’s history with the Maya ballgame, dances and music, at Xcaret Park’s Gran Tlachco theater.
Website ↗ View on Google Maps →Photo: Google Maps
Shows & EntertainmentCirque du Soleil show · optional dinner
Acrobatics and theater in an intimate jungle venue (≈80 min).
Website ↗ View on Google Maps →Photo: Google Maps
Shows & EntertainmentShow & nightclub · 18+ only
Acrobats, musical tributes, confetti and an open bar at the region’s most famous night show.
Website ↗ View on Google Maps →
Shows & EntertainmentNight adventure park
Ziplines, amphibious vehicles and underground rivers by night, with buffet dinner and drinks included.
Website ↗ View on Google Maps →Photo: Google Maps
Shows & EntertainmentDinner experience with performers & live music
Costumed performers move through the cavern during dinner; private experiences with sax or mariachi are available. No fixed show schedule.
Website ↗ View on Google Maps →Ideas for your first days as an owner or guest. Our concierge can arrange them for you.
A selection of what surrounds you. Approximate road distances from Akumal.
Water and calm for those who want the sea as a neighbor.
Jungle, culture and adventure to share with family or friends.
Distances are approximate and depend on each villa’s exact location. Ask your Aliada advisor about JOYN, our fractional ownership model.
Calm living · Peace of mind
Quiet days between the golf course, the jungle and the Caribbean, inside a gated community between Akumal and the sea, with private healthcare a short drive away.
Guarded entrance, controlled access and 24/7 security. Security, lighting, CCTV, landscaping and garbage are included in the community fee (HOA).
Hospiten Riviera Maya and Hospital Costamed, both in Playa del Carmen with 24-hour emergency care, are approx. 35–45 minutes by car.
Your villa sits inside the Country Club, ≈ 3 km from Akumal Beach, with the PGA Riviera Maya course by Robert Trent Jones II, restaurants and the Sports Club within the community.
Cancún International (CUN), approx. 1 h 15 min–1 h 30 min, with nonstop flights from more than 40 U.S. airports. The new international airport to the south, approx. 1 h–1 h 15 min.
Have clients getting ready to retire? Refer them and earn a 6% referral commission.
Distances and drive times are approximate. Flight schedules change seasonally. Information only; it is not medical advice.
Book a video call →The money pillar · Real cost of living
Same villa lifestyle, same basket, line by line: property tax, insurance, HOA, help at home, school, cars. Country Club figures come from Aliada owners; US and Canadian figures from public 2024–2026 data (CAD converted at the Bank of Canada rate). Housing purchase excluded on both sides: you own the home.
all-in per month at the Country Club
46–62% saved vs USSavings vs 12 major US cities: $19,652–$37,168/yr
Vs 6 major Canadian cities: 22–35% saved · $6,373–$12,191/yr
all-in per month at the Country Club
53–75% saved vs USSavings vs 12 major US cities: $52,346–$138,577/yr
Vs 6 major Canadian cities: 25–47% saved · $15,390–$42,015/yr
Country Club predial: MXN 18,700/yr (≈ USD 1,019/yr, USD 85/mo). The same USD 591K home (close to the USD 599,150 price of a Villa Coatí) pays $2,600–$11,288 a year in the US cities below, at each county’s effective rate, and $1,988–$7,518 in the Canadian cities at 2026 municipal rates.
US policies for a USD 300–400K dwelling run $1,567–$15,360 a year (Miami tops the list); in Canada $783–$1,686. At the Country Club, owners typically don’t carry home insurance, so this cost doesn’t apply.
| City | Couple | Couple savings | Family of four | Family savings | Family, saved per year |
|---|---|---|---|---|---|
| Country Club, Riviera Maya | $1,886 | — | $3,876 | — | — |
| United States | |||||
| New York | $4,240 | −56% | $15,424 | −75% | $138,577 |
| Miami | $4,984 | −62% | $12,607 | −69% | $104,770 |
| San Francisco | $3,938 | −52% | $11,897 | −67% | $96,244 |
| Boston | $3,781 | −50% | $10,572 | −63% | $80,346 |
| Chicago | $4,285 | −56% | $10,406 | −63% | $78,355 |
| Los Angeles | $4,060 | −54% | $10,340 | −63% | $77,562 |
| Denver | $3,669 | −49% | $10,214 | −62% | $76,050 |
| Seattle | $3,858 | −51% | $9,875 | −61% | $71,991 |
| Dallas | $4,119 | −54% | $9,053 | −57% | $62,120 |
| Houston | $4,114 | −54% | $8,692 | −55% | $57,791 |
| Phoenix | $3,524 | −46% | $8,279 | −53% | $52,828 |
| Austin | $3,877 | −51% | $8,238 | −53% | $52,346 |
| Canada | |||||
| Toronto | $2,696 | −30% | $7,377 | −47% | $42,015 |
| Vancouver | $2,417 | −22% | $6,494 | −40% | $31,409 |
| Ottawa | $2,902 | −35% | $6,190 | −37% | $27,762 |
| Calgary | $2,616 | −28% | $5,936 | −35% | $24,714 |
| Montreal | $2,469 | −24% | $5,783 | −33% | $22,877 |
| Edmonton | $2,890 | −35% | $5,159 | −25% | $15,390 |
Country Club vs 12 US cities and 6 Canadian cities, USD per month. Swipe sideways on mobile.
| United States | Canada | ||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Country Club | New York | Miami | San Francisco | Boston | Chicago | Los Angeles | Denver | Seattle | Dallas | Houston | Phoenix | Austin | Toronto | Vancouver | Ottawa | Calgary | Montreal | Edmonton | |
| Property taxCountry Club: predial MXN 18,700/yr. US: county effective rate × USD 591K home. Canada: 2026 municipal residential rate (incl. education) × the same home (≈ CAD 831K). | $85 | $453 | $399 | $350 | $325 | $941 | $335 | $222 | $409 | $778 | $798 | $217 | $729 | $378 | $166 | $627 | $328 | $362 | $510 |
| Homeowners insuranceCountry Club: not typically used by owners. US: city average premium, USD 400K dwelling (Miami: 300K). Canada: city estimate, CAD 500K rebuild (Instasure, Oct 2026). | not typically used | $217 | $1,280 | $131 | $177 | $286 | $165 | $432 | $138 | $393 | $476 | $225 | $242 | $98 | $89 | $95 | $140 | $65 | $121 |
| HOA / community feeCountry Club fee MXN 2,700/mo incl. security, gardens, lighting, CCTV, garbage. US: single-family median (national). Canada: detached freehold homes usually pay no HOA; not compared. | $147 | $63 | $63 | $63 | $63 | $63 | $63 | $63 | $63 | $63 | $63 | $63 | $63 | not compared | not compared | not compared | not compared | not compared | not compared |
| Security & alarm monitoringCountry Club: included in the fee. US: professional alarm monitoring (national average). Canada: alarm monitoring ≈ CAD 35/mo (national). | included in fee | $25 | $25 | $25 | $25 | $25 | $25 | $25 | $25 | $25 | $25 | $25 | $25 | $25 | $25 | $25 | $25 | $25 | $25 |
| Electricity, water, gas & trashCountry Club villa with 10 kW solar: electricity ≈ $5, water ≤ $44, gas ≈ $36. US: Numbeo basic utilities, 915 sq ft apartment. Canada: Numbeo, same apartment basis. | $85 | $216 | $181 | $215 | $243 | $193 | $282 | $165 | $305 | $194 | $197 | $237 | $225 | $122 | $83 | $138 | $165 | $78 | $230 |
| Fiber internetFiber internet. Country Club: Telmex. US: Numbeo, 60 Mbps+. Canada: Numbeo. | $35 | $70 | $73 | $76 | $85 | $61 | $79 | $70 | $86 | $65 | $76 | $76 | $70 | $49 | $52 | $51 | $51 | $43 | $54 |
| 2 mobile lines2 lines, calls + 10 GB+. | $47 | $149 | $130 | $122 | $110 | $139 | $155 | $153 | $140 | $119 | $129 | $158 | $117 | $66 | $74 | $74 | $77 | $69 | $88 |
| GroceriesCountry Club: owner estimate (×1.6 for family). US: USDA Moderate-Cost plan (national). Canada: Canada’s Food Price Report 2026 (couple 51–70 / family of four). | $545 | $777 | $777 | $777 | $777 | $777 | $777 | $777 | $777 | $777 | $777 | $777 | $777 | $493 | $493 | $493 | $493 | $493 | $493 |
| Dining out (8 dinners for two)8 mid-range dinners for two per month. | $347 | $960 | $960 | $960 | $960 | $720 | $960 | $676 | $800 | $720 | $600 | $680 | $680 | $626 | $569 | $623 | $564 | $581 | $615 |
| Housekeeper, weeklyOne weekly visit. Country Club: MXN 3,500/mo. US: BLS mean wage × 4 h. Canada: Job Bank median wage × 4 h. | $191 | $392 | $270 | $415 | $348 | $322 | $350 | $316 | $357 | $253 | $251 | $298 | $264 | $237 | $270 | $244 | $229 | $247 | $214 |
| Garden + pool serviceGarden + pool incl. products, monthly. US: landscaping + pool service (national). Canada: 8-month lawn care + seasonal pool service, annualized (GTA prices). | $136 | $322 | $322 | $322 | $322 | $322 | $322 | $322 | $322 | $322 | $322 | $322 | $322 | $253 | $253 | $253 | $253 | $253 | $253 |
| Private school, 2 children (incl. enrollment here)2 children. Country Club: Colegio Alemán + enrollment. US: Numbeo international primary. Canada: Numbeo international primary. | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Sports academy, 2 childrenReal Madrid academy, 2 children. US: not compared. Canada: not compared. | — | not compared | not compared | not compared | not compared | not compared | not compared | not compared | not compared | not compared | not compared | not compared | not compared | not compared | not compared | not compared | not compared | not compared | not compared |
| Car insurance (1 car couple / 2 family)Full coverage; 1 car couple, 2 family. Canada: city average, 1 car (WealthNorth 2026, midpoint). | $64 | $425 | $342 | $253 | $178 | $252 | $309 | $289 | $217 | $259 | $261 | $266 | $218 | $160 | $130 | $101 | $110 | $50 | $116 |
| Gasoline (150 L)150 L per month at local pump price. | $203 | $171 | $162 | $230 | $168 | $184 | $238 | $158 | $219 | $150 | $140 | $182 | $146 | $189 | $213 | $180 | $180 | $202 | $171 |
| Total per month | $1,886 | $4,240 | $4,984 | $3,938 | $3,781 | $4,285 | $4,060 | $3,669 | $3,858 | $4,119 | $4,114 | $3,524 | $3,877 | $2,696 | $2,417 | $2,902 | $2,616 | $2,469 | $2,890 |
| Savings vs Country Club | — | −56% | −62% | −52% | −50% | −56% | −54% | −49% | −51% | −54% | −54% | −46% | −51% | −30% | −22% | −35% | −28% | −24% | −35% |
| United States | Canada | ||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Country Club | New York | Miami | San Francisco | Boston | Chicago | Los Angeles | Denver | Seattle | Dallas | Houston | Phoenix | Austin | Toronto | Vancouver | Ottawa | Calgary | Montreal | Edmonton | |
| Property taxCountry Club: predial MXN 18,700/yr. US: county effective rate × USD 591K home. Canada: 2026 municipal residential rate (incl. education) × the same home (≈ CAD 831K). | $85 | $453 | $399 | $350 | $325 | $941 | $335 | $222 | $409 | $778 | $798 | $217 | $729 | $378 | $166 | $627 | $328 | $362 | $510 |
| Homeowners insuranceCountry Club: not typically used by owners. US: city average premium, USD 400K dwelling (Miami: 300K). Canada: city estimate, CAD 500K rebuild (Instasure, Oct 2026). | not typically used | $217 | $1,280 | $131 | $177 | $286 | $165 | $432 | $138 | $393 | $476 | $225 | $242 | $98 | $89 | $95 | $140 | $65 | $121 |
| HOA / community feeCountry Club fee MXN 2,700/mo incl. security, gardens, lighting, CCTV, garbage. US: single-family median (national). Canada: detached freehold homes usually pay no HOA; not compared. | $147 | $63 | $63 | $63 | $63 | $63 | $63 | $63 | $63 | $63 | $63 | $63 | $63 | not compared | not compared | not compared | not compared | not compared | not compared |
| Security & alarm monitoringCountry Club: included in the fee. US: professional alarm monitoring (national average). Canada: alarm monitoring ≈ CAD 35/mo (national). | included in fee | $25 | $25 | $25 | $25 | $25 | $25 | $25 | $25 | $25 | $25 | $25 | $25 | $25 | $25 | $25 | $25 | $25 | $25 |
| Electricity, water, gas & trashCountry Club villa with 10 kW solar: electricity ≈ $5, water ≤ $44, gas ≈ $36. US: Numbeo basic utilities, 915 sq ft apartment. Canada: Numbeo, same apartment basis. | $85 | $216 | $181 | $215 | $243 | $193 | $282 | $165 | $305 | $194 | $197 | $237 | $225 | $122 | $83 | $138 | $165 | $78 | $230 |
| Fiber internetFiber internet. Country Club: Telmex. US: Numbeo, 60 Mbps+. Canada: Numbeo. | $35 | $70 | $73 | $76 | $85 | $61 | $79 | $70 | $86 | $65 | $76 | $76 | $70 | $49 | $52 | $51 | $51 | $43 | $54 |
| 2 mobile lines2 lines, calls + 10 GB+. | $47 | $149 | $130 | $122 | $110 | $139 | $155 | $153 | $140 | $119 | $129 | $158 | $117 | $66 | $74 | $74 | $77 | $69 | $88 |
| GroceriesCountry Club: owner estimate (×1.6 for family). US: USDA Moderate-Cost plan (national). Canada: Canada’s Food Price Report 2026 (couple 51–70 / family of four). | $872 | $1,388 | $1,388 | $1,388 | $1,388 | $1,388 | $1,388 | $1,388 | $1,388 | $1,388 | $1,388 | $1,388 | $1,388 | $1,042 | $1,042 | $1,042 | $1,042 | $1,042 | $1,042 |
| Dining out (8 dinners for two)8 mid-range dinners for two per month. | $347 | $960 | $960 | $960 | $960 | $720 | $960 | $676 | $800 | $720 | $600 | $680 | $680 | $626 | $569 | $623 | $564 | $581 | $615 |
| Housekeeper, weeklyOne weekly visit. Country Club: MXN 3,500/mo. US: BLS mean wage × 4 h. Canada: Job Bank median wage × 4 h. | $191 | $392 | $270 | $415 | $348 | $322 | $350 | $316 | $357 | $253 | $251 | $298 | $264 | $237 | $270 | $244 | $229 | $247 | $214 |
| Garden + pool serviceGarden + pool incl. products, monthly. US: landscaping + pool service (national). Canada: 8-month lawn care + seasonal pool service, annualized (GTA prices). | $136 | $322 | $322 | $322 | $322 | $322 | $322 | $322 | $322 | $322 | $322 | $322 | $322 | $253 | $253 | $253 | $253 | $253 | $253 |
| Private school, 2 children (incl. enrollment here)2 children. Country Club: Colegio Alemán + enrollment. US: Numbeo international primary. Canada: Numbeo international primary. | $1,381 | $10,147 | $6,669 | $7,094 | $6,001 | $5,256 | $5,359 | $5,644 | $5,188 | $4,063 | $3,706 | $3,877 | $3,532 | $3,973 | $3,397 | $2,638 | $2,662 | $2,715 | $1,605 |
| Sports academy, 2 childrenReal Madrid academy, 2 children. US: not compared. Canada: not compared. | $218 | not compared | not compared | not compared | not compared | not compared | not compared | not compared | not compared | not compared | not compared | not compared | not compared | not compared | not compared | not compared | not compared | not compared | not compared |
| Car insurance (1 car couple / 2 family)Full coverage; 1 car couple, 2 family. Canada: city average, 1 car (WealthNorth 2026, midpoint). | $129 | $850 | $685 | $506 | $357 | $505 | $618 | $579 | $434 | $518 | $522 | $532 | $436 | $320 | $261 | $202 | $219 | $101 | $231 |
| Gasoline (150 L)150 L per month at local pump price. | $203 | $171 | $162 | $230 | $168 | $184 | $238 | $158 | $219 | $150 | $140 | $182 | $146 | $189 | $213 | $180 | $180 | $202 | $171 |
| Total per month | $3,876 | $15,424 | $12,607 | $11,897 | $10,572 | $10,406 | $10,340 | $10,214 | $9,875 | $9,053 | $8,692 | $8,279 | $8,238 | $7,377 | $6,494 | $6,190 | $5,936 | $5,783 | $5,159 |
| Savings vs Country Club | — | −75% | −69% | −67% | −63% | −63% | −63% | −62% | −61% | −57% | −55% | −53% | −53% | −47% | −40% | −37% | −35% | −33% | −25% |
Tap a city to open its full breakdown (couple / family, USD per month).
| Category | Country Club Retired couple | New York Retired couple | Country Club Family of four | New York Family of four |
|---|---|---|---|---|
| Property tax | $85 | $453 | $85 | $453 |
| Homeowners insurance | Not typically used by owners | $217 | Not typically used by owners | $217 |
| HOA / community fee | $147 | $63 | $147 | $63 |
| Security & alarm monitoring | — | $25 | — | $25 |
| Electricity, water, gas & trash | $85 | $216 | $85 | $216 |
| Fiber internet | $35 | $70 | $35 | $70 |
| 2 mobile lines | $47 | $149 | $47 | $149 |
| Groceries | $545 | $777 | $872 | $1,388 |
| Dining out (8 dinners for two) | $347 | $960 | $347 | $960 |
| Housekeeper, weekly | $191 | $392 | $191 | $392 |
| Garden + pool service | $136 | $322 | $136 | $322 |
| Private school, 2 children (incl. enrollment here) | — | — | $1,381 | $10,147 |
| Sports academy, 2 children | — | not compared | $218 | not compared |
| Car insurance (1 car couple / 2 family) | $64 | $425 | $129 | $850 |
| Gasoline (150 L) | $203 | $171 | $203 | $171 |
| Total | $1,886 | $4,240 | $3,876 | $15,424 |
| Category | Country Club Retired couple | Miami Retired couple | Country Club Family of four | Miami Family of four |
|---|---|---|---|---|
| Property tax | $85 | $399 | $85 | $399 |
| Homeowners insurance | Not typically used by owners | $1,280 | Not typically used by owners | $1,280 |
| HOA / community fee | $147 | $63 | $147 | $63 |
| Security & alarm monitoring | — | $25 | — | $25 |
| Electricity, water, gas & trash | $85 | $181 | $85 | $181 |
| Fiber internet | $35 | $73 | $35 | $73 |
| 2 mobile lines | $47 | $130 | $47 | $130 |
| Groceries | $545 | $777 | $872 | $1,388 |
| Dining out (8 dinners for two) | $347 | $960 | $347 | $960 |
| Housekeeper, weekly | $191 | $270 | $191 | $270 |
| Garden + pool service | $136 | $322 | $136 | $322 |
| Private school, 2 children (incl. enrollment here) | — | — | $1,381 | $6,669 |
| Sports academy, 2 children | — | not compared | $218 | not compared |
| Car insurance (1 car couple / 2 family) | $64 | $342 | $129 | $685 |
| Gasoline (150 L) | $203 | $162 | $203 | $162 |
| Total | $1,886 | $4,984 | $3,876 | $12,607 |
| Category | Country Club Retired couple | San Francisco Retired couple | Country Club Family of four | San Francisco Family of four |
|---|---|---|---|---|
| Property tax | $85 | $350 | $85 | $350 |
| Homeowners insurance | Not typically used by owners | $131 | Not typically used by owners | $131 |
| HOA / community fee | $147 | $63 | $147 | $63 |
| Security & alarm monitoring | — | $25 | — | $25 |
| Electricity, water, gas & trash | $85 | $215 | $85 | $215 |
| Fiber internet | $35 | $76 | $35 | $76 |
| 2 mobile lines | $47 | $122 | $47 | $122 |
| Groceries | $545 | $777 | $872 | $1,388 |
| Dining out (8 dinners for two) | $347 | $960 | $347 | $960 |
| Housekeeper, weekly | $191 | $415 | $191 | $415 |
| Garden + pool service | $136 | $322 | $136 | $322 |
| Private school, 2 children (incl. enrollment here) | — | — | $1,381 | $7,094 |
| Sports academy, 2 children | — | not compared | $218 | not compared |
| Car insurance (1 car couple / 2 family) | $64 | $253 | $129 | $506 |
| Gasoline (150 L) | $203 | $230 | $203 | $230 |
| Total | $1,886 | $3,938 | $3,876 | $11,897 |
| Category | Country Club Retired couple | Boston Retired couple | Country Club Family of four | Boston Family of four |
|---|---|---|---|---|
| Property tax | $85 | $325 | $85 | $325 |
| Homeowners insurance | Not typically used by owners | $177 | Not typically used by owners | $177 |
| HOA / community fee | $147 | $63 | $147 | $63 |
| Security & alarm monitoring | — | $25 | — | $25 |
| Electricity, water, gas & trash | $85 | $243 | $85 | $243 |
| Fiber internet | $35 | $85 | $35 | $85 |
| 2 mobile lines | $47 | $110 | $47 | $110 |
| Groceries | $545 | $777 | $872 | $1,388 |
| Dining out (8 dinners for two) | $347 | $960 | $347 | $960 |
| Housekeeper, weekly | $191 | $348 | $191 | $348 |
| Garden + pool service | $136 | $322 | $136 | $322 |
| Private school, 2 children (incl. enrollment here) | — | — | $1,381 | $6,001 |
| Sports academy, 2 children | — | not compared | $218 | not compared |
| Car insurance (1 car couple / 2 family) | $64 | $178 | $129 | $357 |
| Gasoline (150 L) | $203 | $168 | $203 | $168 |
| Total | $1,886 | $3,781 | $3,876 | $10,572 |
| Category | Country Club Retired couple | Chicago Retired couple | Country Club Family of four | Chicago Family of four |
|---|---|---|---|---|
| Property tax | $85 | $941 | $85 | $941 |
| Homeowners insurance | Not typically used by owners | $286 | Not typically used by owners | $286 |
| HOA / community fee | $147 | $63 | $147 | $63 |
| Security & alarm monitoring | — | $25 | — | $25 |
| Electricity, water, gas & trash | $85 | $193 | $85 | $193 |
| Fiber internet | $35 | $61 | $35 | $61 |
| 2 mobile lines | $47 | $139 | $47 | $139 |
| Groceries | $545 | $777 | $872 | $1,388 |
| Dining out (8 dinners for two) | $347 | $720 | $347 | $720 |
| Housekeeper, weekly | $191 | $322 | $191 | $322 |
| Garden + pool service | $136 | $322 | $136 | $322 |
| Private school, 2 children (incl. enrollment here) | — | — | $1,381 | $5,256 |
| Sports academy, 2 children | — | not compared | $218 | not compared |
| Car insurance (1 car couple / 2 family) | $64 | $252 | $129 | $505 |
| Gasoline (150 L) | $203 | $184 | $203 | $184 |
| Total | $1,886 | $4,285 | $3,876 | $10,406 |
| Category | Country Club Retired couple | Los Angeles Retired couple | Country Club Family of four | Los Angeles Family of four |
|---|---|---|---|---|
| Property tax | $85 | $335 | $85 | $335 |
| Homeowners insurance | Not typically used by owners | $165 | Not typically used by owners | $165 |
| HOA / community fee | $147 | $63 | $147 | $63 |
| Security & alarm monitoring | — | $25 | — | $25 |
| Electricity, water, gas & trash | $85 | $282 | $85 | $282 |
| Fiber internet | $35 | $79 | $35 | $79 |
| 2 mobile lines | $47 | $155 | $47 | $155 |
| Groceries | $545 | $777 | $872 | $1,388 |
| Dining out (8 dinners for two) | $347 | $960 | $347 | $960 |
| Housekeeper, weekly | $191 | $350 | $191 | $350 |
| Garden + pool service | $136 | $322 | $136 | $322 |
| Private school, 2 children (incl. enrollment here) | — | — | $1,381 | $5,359 |
| Sports academy, 2 children | — | not compared | $218 | not compared |
| Car insurance (1 car couple / 2 family) | $64 | $309 | $129 | $618 |
| Gasoline (150 L) | $203 | $238 | $203 | $238 |
| Total | $1,886 | $4,060 | $3,876 | $10,340 |
| Category | Country Club Retired couple | Denver Retired couple | Country Club Family of four | Denver Family of four |
|---|---|---|---|---|
| Property tax | $85 | $222 | $85 | $222 |
| Homeowners insurance | Not typically used by owners | $432 | Not typically used by owners | $432 |
| HOA / community fee | $147 | $63 | $147 | $63 |
| Security & alarm monitoring | — | $25 | — | $25 |
| Electricity, water, gas & trash | $85 | $165 | $85 | $165 |
| Fiber internet | $35 | $70 | $35 | $70 |
| 2 mobile lines | $47 | $153 | $47 | $153 |
| Groceries | $545 | $777 | $872 | $1,388 |
| Dining out (8 dinners for two) | $347 | $676 | $347 | $676 |
| Housekeeper, weekly | $191 | $316 | $191 | $316 |
| Garden + pool service | $136 | $322 | $136 | $322 |
| Private school, 2 children (incl. enrollment here) | — | — | $1,381 | $5,644 |
| Sports academy, 2 children | — | not compared | $218 | not compared |
| Car insurance (1 car couple / 2 family) | $64 | $289 | $129 | $579 |
| Gasoline (150 L) | $203 | $158 | $203 | $158 |
| Total | $1,886 | $3,669 | $3,876 | $10,214 |
| Category | Country Club Retired couple | Seattle Retired couple | Country Club Family of four | Seattle Family of four |
|---|---|---|---|---|
| Property tax | $85 | $409 | $85 | $409 |
| Homeowners insurance | Not typically used by owners | $138 | Not typically used by owners | $138 |
| HOA / community fee | $147 | $63 | $147 | $63 |
| Security & alarm monitoring | — | $25 | — | $25 |
| Electricity, water, gas & trash | $85 | $305 | $85 | $305 |
| Fiber internet | $35 | $86 | $35 | $86 |
| 2 mobile lines | $47 | $140 | $47 | $140 |
| Groceries | $545 | $777 | $872 | $1,388 |
| Dining out (8 dinners for two) | $347 | $800 | $347 | $800 |
| Housekeeper, weekly | $191 | $357 | $191 | $357 |
| Garden + pool service | $136 | $322 | $136 | $322 |
| Private school, 2 children (incl. enrollment here) | — | — | $1,381 | $5,188 |
| Sports academy, 2 children | — | not compared | $218 | not compared |
| Car insurance (1 car couple / 2 family) | $64 | $217 | $129 | $434 |
| Gasoline (150 L) | $203 | $219 | $203 | $219 |
| Total | $1,886 | $3,858 | $3,876 | $9,875 |
| Category | Country Club Retired couple | Dallas Retired couple | Country Club Family of four | Dallas Family of four |
|---|---|---|---|---|
| Property tax | $85 | $778 | $85 | $778 |
| Homeowners insurance | Not typically used by owners | $393 | Not typically used by owners | $393 |
| HOA / community fee | $147 | $63 | $147 | $63 |
| Security & alarm monitoring | — | $25 | — | $25 |
| Electricity, water, gas & trash | $85 | $194 | $85 | $194 |
| Fiber internet | $35 | $65 | $35 | $65 |
| 2 mobile lines | $47 | $119 | $47 | $119 |
| Groceries | $545 | $777 | $872 | $1,388 |
| Dining out (8 dinners for two) | $347 | $720 | $347 | $720 |
| Housekeeper, weekly | $191 | $253 | $191 | $253 |
| Garden + pool service | $136 | $322 | $136 | $322 |
| Private school, 2 children (incl. enrollment here) | — | — | $1,381 | $4,063 |
| Sports academy, 2 children | — | not compared | $218 | not compared |
| Car insurance (1 car couple / 2 family) | $64 | $259 | $129 | $518 |
| Gasoline (150 L) | $203 | $150 | $203 | $150 |
| Total | $1,886 | $4,119 | $3,876 | $9,053 |
| Category | Country Club Retired couple | Houston Retired couple | Country Club Family of four | Houston Family of four |
|---|---|---|---|---|
| Property tax | $85 | $798 | $85 | $798 |
| Homeowners insurance | Not typically used by owners | $476 | Not typically used by owners | $476 |
| HOA / community fee | $147 | $63 | $147 | $63 |
| Security & alarm monitoring | — | $25 | — | $25 |
| Electricity, water, gas & trash | $85 | $197 | $85 | $197 |
| Fiber internet | $35 | $76 | $35 | $76 |
| 2 mobile lines | $47 | $129 | $47 | $129 |
| Groceries | $545 | $777 | $872 | $1,388 |
| Dining out (8 dinners for two) | $347 | $600 | $347 | $600 |
| Housekeeper, weekly | $191 | $251 | $191 | $251 |
| Garden + pool service | $136 | $322 | $136 | $322 |
| Private school, 2 children (incl. enrollment here) | — | — | $1,381 | $3,706 |
| Sports academy, 2 children | — | not compared | $218 | not compared |
| Car insurance (1 car couple / 2 family) | $64 | $261 | $129 | $522 |
| Gasoline (150 L) | $203 | $140 | $203 | $140 |
| Total | $1,886 | $4,114 | $3,876 | $8,692 |
| Category | Country Club Retired couple | Phoenix Retired couple | Country Club Family of four | Phoenix Family of four |
|---|---|---|---|---|
| Property tax | $85 | $217 | $85 | $217 |
| Homeowners insurance | Not typically used by owners | $225 | Not typically used by owners | $225 |
| HOA / community fee | $147 | $63 | $147 | $63 |
| Security & alarm monitoring | — | $25 | — | $25 |
| Electricity, water, gas & trash | $85 | $237 | $85 | $237 |
| Fiber internet | $35 | $76 | $35 | $76 |
| 2 mobile lines | $47 | $158 | $47 | $158 |
| Groceries | $545 | $777 | $872 | $1,388 |
| Dining out (8 dinners for two) | $347 | $680 | $347 | $680 |
| Housekeeper, weekly | $191 | $298 | $191 | $298 |
| Garden + pool service | $136 | $322 | $136 | $322 |
| Private school, 2 children (incl. enrollment here) | — | — | $1,381 | $3,877 |
| Sports academy, 2 children | — | not compared | $218 | not compared |
| Car insurance (1 car couple / 2 family) | $64 | $266 | $129 | $532 |
| Gasoline (150 L) | $203 | $182 | $203 | $182 |
| Total | $1,886 | $3,524 | $3,876 | $8,279 |
| Category | Country Club Retired couple | Austin Retired couple | Country Club Family of four | Austin Family of four |
|---|---|---|---|---|
| Property tax | $85 | $729 | $85 | $729 |
| Homeowners insurance | Not typically used by owners | $242 | Not typically used by owners | $242 |
| HOA / community fee | $147 | $63 | $147 | $63 |
| Security & alarm monitoring | — | $25 | — | $25 |
| Electricity, water, gas & trash | $85 | $225 | $85 | $225 |
| Fiber internet | $35 | $70 | $35 | $70 |
| 2 mobile lines | $47 | $117 | $47 | $117 |
| Groceries | $545 | $777 | $872 | $1,388 |
| Dining out (8 dinners for two) | $347 | $680 | $347 | $680 |
| Housekeeper, weekly | $191 | $264 | $191 | $264 |
| Garden + pool service | $136 | $322 | $136 | $322 |
| Private school, 2 children (incl. enrollment here) | — | — | $1,381 | $3,532 |
| Sports academy, 2 children | — | not compared | $218 | not compared |
| Car insurance (1 car couple / 2 family) | $64 | $218 | $129 | $436 |
| Gasoline (150 L) | $203 | $146 | $203 | $146 |
| Total | $1,886 | $3,877 | $3,876 | $8,238 |
| Category | Country Club Retired couple | Toronto Retired couple | Country Club Family of four | Toronto Family of four |
|---|---|---|---|---|
| Property tax | $85 | $378 | $85 | $378 |
| Homeowners insurance | Not typically used by owners | $98 | Not typically used by owners | $98 |
| HOA / community fee | $147 | not compared | $147 | not compared |
| Security & alarm monitoring | — | $25 | — | $25 |
| Electricity, water, gas & trash | $85 | $122 | $85 | $122 |
| Fiber internet | $35 | $49 | $35 | $49 |
| 2 mobile lines | $47 | $66 | $47 | $66 |
| Groceries | $545 | $493 | $872 | $1,042 |
| Dining out (8 dinners for two) | $347 | $626 | $347 | $626 |
| Housekeeper, weekly | $191 | $237 | $191 | $237 |
| Garden + pool service | $136 | $253 | $136 | $253 |
| Private school, 2 children (incl. enrollment here) | — | — | $1,381 | $3,973 |
| Sports academy, 2 children | — | not compared | $218 | not compared |
| Car insurance (1 car couple / 2 family) | $64 | $160 | $129 | $320 |
| Gasoline (150 L) | $203 | $189 | $203 | $189 |
| Total | $1,886 | $2,696 | $3,876 | $7,377 |
| Category | Country Club Retired couple | Vancouver Retired couple | Country Club Family of four | Vancouver Family of four |
|---|---|---|---|---|
| Property tax | $85 | $166 | $85 | $166 |
| Homeowners insurance | Not typically used by owners | $89 | Not typically used by owners | $89 |
| HOA / community fee | $147 | not compared | $147 | not compared |
| Security & alarm monitoring | — | $25 | — | $25 |
| Electricity, water, gas & trash | $85 | $83 | $85 | $83 |
| Fiber internet | $35 | $52 | $35 | $52 |
| 2 mobile lines | $47 | $74 | $47 | $74 |
| Groceries | $545 | $493 | $872 | $1,042 |
| Dining out (8 dinners for two) | $347 | $569 | $347 | $569 |
| Housekeeper, weekly | $191 | $270 | $191 | $270 |
| Garden + pool service | $136 | $253 | $136 | $253 |
| Private school, 2 children (incl. enrollment here) | — | — | $1,381 | $3,397 |
| Sports academy, 2 children | — | not compared | $218 | not compared |
| Car insurance (1 car couple / 2 family) | $64 | $130 | $129 | $261 |
| Gasoline (150 L) | $203 | $213 | $203 | $213 |
| Total | $1,886 | $2,417 | $3,876 | $6,494 |
| Category | Country Club Retired couple | Ottawa Retired couple | Country Club Family of four | Ottawa Family of four |
|---|---|---|---|---|
| Property tax | $85 | $627 | $85 | $627 |
| Homeowners insurance | Not typically used by owners | $95 | Not typically used by owners | $95 |
| HOA / community fee | $147 | not compared | $147 | not compared |
| Security & alarm monitoring | — | $25 | — | $25 |
| Electricity, water, gas & trash | $85 | $138 | $85 | $138 |
| Fiber internet | $35 | $51 | $35 | $51 |
| 2 mobile lines | $47 | $74 | $47 | $74 |
| Groceries | $545 | $493 | $872 | $1,042 |
| Dining out (8 dinners for two) | $347 | $623 | $347 | $623 |
| Housekeeper, weekly | $191 | $244 | $191 | $244 |
| Garden + pool service | $136 | $253 | $136 | $253 |
| Private school, 2 children (incl. enrollment here) | — | — | $1,381 | $2,638 |
| Sports academy, 2 children | — | not compared | $218 | not compared |
| Car insurance (1 car couple / 2 family) | $64 | $101 | $129 | $202 |
| Gasoline (150 L) | $203 | $180 | $203 | $180 |
| Total | $1,886 | $2,902 | $3,876 | $6,190 |
| Category | Country Club Retired couple | Calgary Retired couple | Country Club Family of four | Calgary Family of four |
|---|---|---|---|---|
| Property tax | $85 | $328 | $85 | $328 |
| Homeowners insurance | Not typically used by owners | $140 | Not typically used by owners | $140 |
| HOA / community fee | $147 | not compared | $147 | not compared |
| Security & alarm monitoring | — | $25 | — | $25 |
| Electricity, water, gas & trash | $85 | $165 | $85 | $165 |
| Fiber internet | $35 | $51 | $35 | $51 |
| 2 mobile lines | $47 | $77 | $47 | $77 |
| Groceries | $545 | $493 | $872 | $1,042 |
| Dining out (8 dinners for two) | $347 | $564 | $347 | $564 |
| Housekeeper, weekly | $191 | $229 | $191 | $229 |
| Garden + pool service | $136 | $253 | $136 | $253 |
| Private school, 2 children (incl. enrollment here) | — | — | $1,381 | $2,662 |
| Sports academy, 2 children | — | not compared | $218 | not compared |
| Car insurance (1 car couple / 2 family) | $64 | $110 | $129 | $219 |
| Gasoline (150 L) | $203 | $180 | $203 | $180 |
| Total | $1,886 | $2,616 | $3,876 | $5,936 |
| Category | Country Club Retired couple | Montreal Retired couple | Country Club Family of four | Montreal Family of four |
|---|---|---|---|---|
| Property tax | $85 | $362 | $85 | $362 |
| Homeowners insurance | Not typically used by owners | $65 | Not typically used by owners | $65 |
| HOA / community fee | $147 | not compared | $147 | not compared |
| Security & alarm monitoring | — | $25 | — | $25 |
| Electricity, water, gas & trash | $85 | $78 | $85 | $78 |
| Fiber internet | $35 | $43 | $35 | $43 |
| 2 mobile lines | $47 | $69 | $47 | $69 |
| Groceries | $545 | $493 | $872 | $1,042 |
| Dining out (8 dinners for two) | $347 | $581 | $347 | $581 |
| Housekeeper, weekly | $191 | $247 | $191 | $247 |
| Garden + pool service | $136 | $253 | $136 | $253 |
| Private school, 2 children (incl. enrollment here) | — | — | $1,381 | $2,715 |
| Sports academy, 2 children | — | not compared | $218 | not compared |
| Car insurance (1 car couple / 2 family) | $64 | $50 | $129 | $101 |
| Gasoline (150 L) | $203 | $202 | $203 | $202 |
| Total | $1,886 | $2,469 | $3,876 | $5,783 |
| Category | Country Club Retired couple | Edmonton Retired couple | Country Club Family of four | Edmonton Family of four |
|---|---|---|---|---|
| Property tax | $85 | $510 | $85 | $510 |
| Homeowners insurance | Not typically used by owners | $121 | Not typically used by owners | $121 |
| HOA / community fee | $147 | not compared | $147 | not compared |
| Security & alarm monitoring | — | $25 | — | $25 |
| Electricity, water, gas & trash | $85 | $230 | $85 | $230 |
| Fiber internet | $35 | $54 | $35 | $54 |
| 2 mobile lines | $47 | $88 | $47 | $88 |
| Groceries | $545 | $493 | $872 | $1,042 |
| Dining out (8 dinners for two) | $347 | $615 | $347 | $615 |
| Housekeeper, weekly | $191 | $214 | $191 | $214 |
| Garden + pool service | $136 | $253 | $136 | $253 |
| Private school, 2 children (incl. enrollment here) | — | — | $1,381 | $1,605 |
| Sports academy, 2 children | — | not compared | $218 | not compared |
| Car insurance (1 car couple / 2 family) | $64 | $116 | $129 | $231 |
| Gasoline (150 L) | $203 | $171 | $203 | $171 |
| Total | $1,886 | $2,890 | $3,876 | $5,159 |
How we compare: USD at 18.35 MXN. Estimates, not a quote. Same basket on both sides; any category without a sourced figure on one side shows “not compared” and adds 0 there (this only favors the US side). Country Club column uses the upper ‘Comfort’ figures; with solar (one-time ≈ USD 9,810). US housekeeper = BLS mean hourly wage × 4 h × 52 weeks ÷ 12. US groceries = USDA Moderate-Cost plan (national average). US utilities = Numbeo basic utilities for a 915 sq ft apartment (a villa uses more). Not included: US school enrollment fees, US sports academies. Canada: CAD → USD at 1.4057 CAD per USD (Bank of Canada daily average, Oct 21 2026); same USD 591K home (≈ CAD 831K). Canadian HOA is not compared (detached freehold homes usually have none). Savings shown as “+X%” mean that city costs less than the Country Club.
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